"Alliance Partner" shall mean “H.K. Jewels Pvt Limited” who has entered into an alliance with ICICI Bank Limited (“ICICI Bank”) for purpose of providing the Offers.

“Customer/s” for the purpose of this Offer shall mean a person who holds a valid ICICI Bank VISA/MASTER Debit Card or holds a valid VISA/MASTER Credit Card issued by ICICI bank and who has received communication from ICICI Bank with respect to the Offer.

"Card" shall mean an ICICI Bank VISA / AMEX / Master Card Credit card and/or ICICI Bank Debit Card and/or ICICI Bank Prepaid card any other card issued by ICICI Bank

"Card Holder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card.

“Offer ” shall mean instant discount/benefit provided by the " H.K. Jewels Pvt Limited " on purchase of Products/Services using ICICI Bank VISA/MASTER Debit/Credit Card

“Offer Period” shall mean the period commencing from 1^st April, 2022 to 31^st March 2023 both days inclusive.

"Website" shall mean the following ""website"" of the "Alliance Partner" www.kisna.com

"Void Transactions" shall mean wherein the transaction has taken place but has been rejected /cancelled/ been unsuccessful at the ""website"" of the "Alliance Partner".

“Products/Services shall mean the products offered by the Alliance Partner online.

All capitalized terms used but not defined herein shall have the respective meanings prescribed to them in the Primary Terms and Conditions. These terms (“Terms”) shall be in addition to and not in derogation of the Primary Terms and Conditions. To the extent of any inconsistency between these Terms and Primary Terms and Conditions, these Terms shall prevail

• ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered by the Alliance Partner. Any dispute or claim regarding the services and must be resolved by the Card Holder/s with the alliance partner directly without any reference to ICICI Bank.

• ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any products or services availed by the Card Holder/s under the alliance offered by the Alliance Partner.

• ICICI Bank reserves the right to disqualify the Alliance Partner or the Card Holder/s from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card.

• The Card Holder/s shall be bound by the terms and conditions stipulated by the Alliance Partner in this regard.

• The Offer is sponsored by the Alliance Partner and the Card Holder/s shall be bound by the terms and conditions stipulated by the Alliance Partner in this regard.

• No substitutions or exchange of Offer, other than what is detailed in the communication sent to the Card Holder/s shall be allowed. However, ICICI Bank reserves the right to substitute and/or change the Offer or any of them, without any intimation or notice, written or otherwise to the Card Holder/s.

1. Offer

   Flat 7% discount on up to Rs.2000 (Max Limit) on purchases of Diamond and Gold Jewellery from www.kisna.com. Until 31^st March 2023, 5% Flat Discount (upto 2000 INR max discount) from 1st June, 2022 onwards.

2. Type of Customers to whom the Offer is applicable

   • ICICI Bank Debit Cardholders

   • ICICI Bank Credit Cardholders.

3. Offer Period Term of the Offer shall be from 1st April , 2022 to 31st March 2023, both days inclusive.

4. Offer valid for Online Purchase “only” via purchase from our website www.kisna.com

5. Steps to avail the offer

   Step 1 – Offer is communicated to customer via online and social media channels and ICICI Bank Offer zone and clicks on the banner / Link which is redirected to www.kisna.com

   Step 2 – Customer visits www.kisna.com

   Step 3- Customer selects the product and selects “ Razor pay “ as the payment partner

   Step 4- On Checkout, customer enters valid ICICI bank debit / credit card details

   Step 5 – Instant discount of applied and customer is shown the final payable Amount

   Step 6 – Customer pays using ICICI bank Debit /Credit card and checks out

6. Customer Escalation Process In case of any query pertaining to customer queries/complaints please call customer care at [8928877982]

7. Offer also valid on Amazon Pay ICICI Bank Credit Card.

Thank you for accessing/shopping at kisna.com. This site is owned H K JEWELS PVT. LTD. (hereinafter referred to as kisna.com). By accessing, shopping on this site, you indicate your unconditional acceptance of these terms & conditions. We reserve this right, in our sole discretion, to update or revise these terms & conditions.

Continued use of the site following the posting of any changes to the ‘terms & conditions’, constitutes your acceptance of those changes. At kisna.com, we try our best to create a space where you can explore and shop for all your favorite things in a safe and secure environment.

All products and information displayed on kisna.com constitutes an “invitation to offer". kisna.com reserves the right to accept or reject your offer. Your order for purchase, constitutes your "offer" which shall be subject to the terms and conditions as listed below.

1. Eligibility to use our site

Use of the Site is available only to persons who can legally enter into contracts under applicable laws. Persons who are "incompetent to contract", within the meaning of the Indian Contract Act, 1872 including un-discharged insolvents etc. are not eligible to use the Site. kisna.com reserves the right to terminate your access to the Site if it discovers that you are under the age of 18 years or suffers from any other disability, as recognized under Indian Contract Act, 1872.

2. Membership

Although it's not essential to have an account to shop with kisna.com, you can shop as a guest. As a member, you agree to provide true, accurate, current, and complete information about yourself as prompted by the site's registration form. Registration where prohibited under any law shall be void. kisna.com reserves the right

to revoke or terminate your registration for any reason at any time, without notice.

3. Electronic Communications

When you use the site or send emails or other data, information or communicate to us, you agree and understand that you are communicating with us electronically and give your consent to receive communications electronically from us periodically, when required.

4. Reviews, Feedback, Submissions

All reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to kisna.com directly or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively referred to "Comments") will remain kisna.com property. Such disclosure, submission or offer of any comments shall constitute an assignment to kisna.com of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the comments thus, it exclusively owns all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise. kisna.com will be entitled to use, reproduce, disclose, modify, adapt, create derivative works from, publish, display and distribute any comments you submit for any purpose whatsoever, without restriction and without compensating you in any way. kisna.com is and shall be under no obligation (1) to maintain any Comments in confidence; or (2) to pay you any compensation for any Comments; or (3) to respond to any Comments. You agree that any comments submitted by you to the Site will not violate this policy or any right of any third party, including copyright,

trademark, privacy or other personal or proprietary right(s), and will not cause injury to any person or entity. You further agree that no comments submitted by you to the site will be libelous or otherwise unlawful, threatening, abusive or obscene material, or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of "spam". kisna.com does not regularly review posted comments, but does

reserve the right (but not the obligation) to monitor and edit or remove any comment submitted to the Site. You grant kisna.com the right to use the name that you submit in connection with any of the posted comments. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin

of any Comments you submit. You are and shall remain solely responsible for the content of any comments you make and you agree to indemnify kisna.com and its affiliates for all claims resulting from any Comments you submit, we take no responsibility and assume no liability for any comments submitted by you or any third party.

5. Accuracy of Content/ Information of Products on the Web Site While kisna.com strives to provide accurate product and pricing information, typographical errors may occur. In the event that a product is listed at an incorrect price or with incorrect information due to an error in pricing or product information, kisna.com shall have the right, on our sole discretion, to modify the price of the products, or information of the products or to refuse or cancel any orders placed for that product, unless the product has already been dispatched

6) In Case of return of Jewellery the discount portion will Not be counted to ascertain the purchase price of the specific item.