Terms and Condition

I. Definitions

• ‘Customer’ shall mean a person who has created a Pockets Wallet on the Pockets app by ICICI Bank and is an Indian Resident.
• ‘Pockets’ shall mean the Pockets by ICICI Bank Digital Banking mobile application on which both existing ICICI Bank customers and Non-ICICI Bank customers can get on-boarded. For existing ICICI Bank Savings Account customer/s, onboarding can be done through their ICICI Bank Internet Banking User ID and Password whereas for Non-ICICI Bank users, onboarding can be done by entering minimum details such as mobile number, name, e-mail ID, DOB and gender and a new ICICI Bank User ID and Password can be created.
• ‘Offer’ shall mean giving a cashback on a transaction at any shopping websites/ app using Pockets card details during payment. The cashback will be reflected in the Pockets wallet within 30 days of successfully completing the transaction.
• ‘Primary Terms and Conditions’ shall mean the terms and conditions applicable to ICICI Bank's Internet Banking facility/service.
• ‘Void Transaction’ shall mean any transaction wherein the transaction has taken place, but has been cancelled/ rejected/ unsuccessful by ICICI Bank
• ‘Website’ shall mean the following website of ICICI Bank. i.e. icicibank.com/pockets

II. Offer

• All customers who have successfully completed a transaction using Pockets details or any online shopping sites/ app

To avail the offer:

• Customer needs to log in to any online shopping site
• Complete shopping > Checkout > Payment option > Credit Card (the details of the card number should be that of Pockets)
• Participation in the offer by the customer/s is on a voluntary basis
• ‘Offer Period’ shall mean the period during which the specific offer is listed in the app or as mentioned in the offer details
• The Pockets cashback offer will not be applicable in case the Pockets wallet has crossed the permissible limits. The Pockets wallet limit cannot exceed Rs 10,000 at any point in time
• Wallets with status as Lost/ Stolen/ Blocked will not be eligible for this offer
• The cashback will be credited to user’s Pockets wallet within 30 days of successfully completing the transaction
• For Non-ICICI Bank customers, cashback will be credited to the wallet only if KYC has been completed for the wallet (either minimum KYC or biometric KYC).

III. Terms and Conditions for the Offer

• The offer is to provide a cashback on any e-commerce transaction
• All services offered are at the sole discretion of ICICI Bank
• ICICI Bank reserves the right to modify/change all or any of the Terms and Conditions applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
• Wallets with status as Lost/ Stolen/ Blocked will not be eligible for this offer
• Any tax or other liabilities or charges payable to the Government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Customer due to provision of the Offer, shall be to the sole account of the Customer
• The cash received in the wallet can be used for any Pockets related transactions that includes transactions on the app, on e-commerce websites or at POS terminals
• All communication / queries with regard to this Offer should be addressed directly on pockets@icicibank.com
• ICICI Bank reserves the right to disqualify the Offer or Customer/S from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer
• ICICI Bank shall not be held liable for any delay or loss that may be caused during the process of cashback
• The Offer is not available wherever prohibited and / or on Products / Services for which such offers cannot be made available for any reason whatsoever
• If the ICICI Bank user ceases to be so at any time during the Offer Period, then all the benefits under the offer shall lapse and shall not be available to such ICICI Bank user.