Terms and Condition

Definitions

For the purposes of these terms and conditions (“Terms and Conditions”):

• "Card" shall mean retail credit card (does not include ICICI Bank EMI Card, Corporate Card, Business Card and ICICI Bank-American Express card), which has been issued by ICICI Bank and is valid and subsisting during the Offer Period.
• "Card Holder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card.
• "Offer" shall mean “flat 15% cashback on an EMI transaction to purchase Voltas Ac using ICICI Bank Credit Card swiped under Brand EMI Option on Plutus/Pine labs terminal.”
• "Primary Terms and Conditions" shall mean the terms and conditions applicable to the Card in addition to these Terms and Conditions.
• "Offer Period" shall mean period commencing from April 01,2017 (00:00 Hours) to April 30, 2017 (23:59 Hours).
• “Void Transaction” shall mean any transaction wherein the transaction was initiated by the Card Holder but has been cancelled by the Merchant Establishment prior to settlement with ICICI Bank.
• “Retail Purchase” shall mean such purchase, which has been made by the Card Holder/s by swiping the Card on Plutus/Pine Labs’ electronic data capture terminal.
• "Instant EMI " refers to the conversion of the purchase made through the Card for purpose of the Offer into equated monthly installments (EMI), at the point of purchase through POS.

Offer

• The Offer is valid for the Card Holder/s who avail it during Offer Period and continue to be a Card Holder during the Offer Period, unless otherwise notified by ICICI Bank.
• Any transaction for the purchase of product in the Offer which is converted into EMI later i.e. not at the point of sale or during the Offer Period shall not be eligible for any cash back.
• The Card Holder must ensure that all the benefits of the Offer, along with the EMI tenure and amount payable in each EMI are mentioned in the charge slip or the electronic invoice issued to the Card Holder and needs to be retained for future reference and communication with ICICI Bank. Any claim where the charge slip or electronic invoice does not display the Offer details will not be considered eligible for the Offer.
• Tenures and interest rate applicable for the offer are:
  

  Tenure	Rate of Interest % (charged on monthly reducing balance)
  3 Months	13% per annum
  6 Months	13% per annum
  9 Months	13% per annum
  12 Months	13% per annum
  18 Months	15% per annum
  24 Months	15% per annum

• The Offer is applicable for the Primary Card Holder/s as well as the Supplementary/Add-on Cardholder/s. Where such Supplementary/Add on Card will be treated as separate cards.
• The Offer cannot be combined with any other ICICI Bank offer and cannot be transferred or assigned to any other person/Cardholder.
• The maximum cashback would be Rs.5,000 per transaction per card.
• The cashback offer will be available for up to a maximum of 2 EMI transactions per ICICI Bank Credit Card
• The minimum transaction amount to avail the Offer would be Rs.20,000.
• The Offer is valid for only two Instant EMI Transactions per card during the offer period
• Cashback would be posted to cardholder’s account within 90 days from the offer end date.
• Offer might get revised/modified/extended without prior intimation and the rights to do so rests with ICICI Bank at any point of time.
• The Card Holder shall not be able to avail the Offer if he/she cancels the EMI facility on the Card on or before August 31^st, 2017.
• In case of a cancelled transaction with the merchant the Offer shall stand revoked, the applicable cash back amount on that Instant EMI would be debited.
• Further in the situations where the Card Holder applies for refund/ replacement he would not be eligible for the benefits of the Offer.
• In case the Card Holder is classified as delinquent before or during the currency of the Offer, or when the cash back is to be credited, or at any point within 6 months from the end of the Offer Period, ICICI Bank reserves the right to adjust the benefits of the Offer, against the dues, from the Card Holder’s account.
• In case of any dispute, the Cardholder must produce the charge-slip for successful resolution of the dispute.
• In case of any dispute, Cardholder needs to reach out to ICICI Bank within 120 days from the end of Offer Period.
• ICICI Bank Terms & Conditions will be applicable on Instant EMI Transactions as mentioned at:http://www.icicibank.com/Personal-Banking/cards/Consumer-Cards/Credit-Card/low-interest-emi-products/instant-emi/terms-and-condition.page

Other Terms and Conditions

• The participation by the Card Holder in the Offer is entirely voluntary.
• Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank holds out no warranty or makes no representation, and shall not be liable in any manner whatsoever about the quality, delivery, usefulness or otherwise of the goods/services offered by the third party. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank / third party.
• All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
• All communication / notices with regard to this Offer should be addressed to "ICICI Bank Ltd., ICICI Bank Phone Banking Group, P. O. Box No. 20, Banjara Hills, P. O. Hyderabad - 500034 ".
• In all matters relating to the Offer, the decision of ICICI Bank shall be final and binding in all respects.
• These Terms and Conditions shall be in addition to and not in substitution / derogation to the Primary Terms and Conditions governing the Card. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions.
• ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
• ICICI Bank reserves the right to disqualify any Merchant Establishment or Card Holder/s from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer or otherwise by use of the Card at an ICICI Bank terminal.
• All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Offer shall be borne solely by the Card Holder/s, and ICICI Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. ICICI Bank shall be entitled to deduct or set off the amounts of taxes, etc., if any, mentioned above from all amounts payable by ICICI Bank to the Card Holder/s and balance amount, if any, of cash back will be paid to the Card Holder/s / credited to the account of the Card Holder/s.
• The Offer may not be available to some Card Holders due to their location, or for any other reason whatsoever.