• “Alliance Partner” shall mean Health & Glow, who has entered into an alliance agreement with ICICI Bank for purpose of providing the Offer.

• "Card" shall mean Credit card(VISA/ Mastercard/ Amex) or Debit card (VISA/Electron/Maestro), which has been issued by ICICI Bank and is valid and subsisting during the Program/Offer Period.

• "Card Holder/s" shall mean such customer/s to whom a Card has been issued and who is authorized to hold the Card.

• "Program/“Offer” shall mean such cashback(s)/ discount(s) /benefit(s) provided by the Alliance Partner on purchase of Products/Services using ICICI Bank Net Banking Services, during the Offer Period on the Website.

• “Program/Offer Period” shall mean the period commencing from 15^th Oct to 31^st Dec 2021, both days inclusive.

• "Primary Terms and Conditions" shall mean the terms and conditions applicable to e ICICI Bank’s internet banking facility/service.

• “Products/Services” shall mean the goods/benefits/facilities offered by the Alliance Partner.

• “Website” shall mean the following website of the Alliance Partner https://healthandglow.com/.

• “Void Transaction” shall mean any transaction wherein the transaction has taken place but has been canceled /rejected /unsuccessful by the Alliance Partner.

All capitalized terms used but not defined herein shall have the respective meanings prescribed to them in the Primary Terms and Conditions. These terms (“Terms”) shall be in addition to and not in derogation of the Primary Terms and Conditions. To the extent of any inconsistency between these Terms and Primary Terms and Conditions, these Terms shall prevail.

“Offer – Get 15% Instant discount up to Rs.1000 on a minimum spend of Rs.499 /-” Till 31st Dec 2021 on ICICI Bank Credit & Debit card

• Visit to any Health & Glow Stores, Log on healthandglow.com or Health and Glow app (Andriod and iOS)

• Select products/service of choice

• Make your Payment through ICICI Bank Credit Card or ICICI Bank Debit Card.

1. This offer is valid on all products on Health & Glow Stores, Healthandglow.com or Health and glow app (Android and iOS)

2. Offer is applicable on a minimum spend of Rs 499

a) Terms and conditions prescribed ICICI bank Credit & Debit Card Holders

• ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services or the assured gifts / prizes offered by the Alliance Partners. Any dispute or claim regarding the goods, services and assured gifts / prizes must be resolved by the Card Holder/s with the Alliance Partners directly without any reference to ICICI Bank.

• ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / prizes availed by the Card Holder/s under the Program/Offer offered by the Alliance Partner/s.

• ICICI Bank reserves the right to disqualify the Alliance Partner/s or Card Holder/s from the benefits of the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card.

• The cash back/ discount /assured gift / prize is sponsored by the Alliance Partner and the Card Holder/s shall be bound by the terms and conditions stipulated by the Alliance Partner in this regard.

• ICICI Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and services or the assured gifts / prizes.

• The Program/Offer is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be offered for any reason whatsoever.