Generate MMID
sms MMID [space] last 4 digits of your account number to 9222208888 >> You will receive an sms carrying your 7-digit MMID for this bank account, e.g., 9229134. You can similarly generate MMIDs for all other accounts that you may have with us.
Adding a Payee as a Beneficiary
Adding the Payee as a Beneficiary is the first step of an IMPS transaction. If the Payee is already added as a Beneficiary, then you can proceed to making the payment which is given in the below section. You can also use the quick pay option to send up to Rs. 10,000 without adding the payee as Beneficiary. Quick Pay can be accessed from the Send Money option inside iMobile Application
- Open the iMobile Application
- Click on Send Money
- Select Add/Manage Payee which is present in the bottom of the page
- Select Payee type (ICICI Bank or Other Bank)
- Enter the Payees Account No and IFSC Code
- Check Details and click Submit
- Authenticate the details with an OTP that is received on your mobile phone
- You will have to wait for 30 minutes before initiating a payment to the newly created Beneficiary.
Transfer Money using Account Number & IFSC
- Open the iMobile Application
- In the iMobile App select the Send Money option
- Select the Name of the Payee from the dropdown
- Enter the Amount to be sent
- Select the Transfer type radio button as IMPS
- Enter your 4-digit iMobile pin
- Your transaction gets completed & your payment confirmation number will be displayed on screen
Transfer Money using Mobile Number & MMID
- Open the iMobile Application
- Click on Send Money
- Enter the Mobile Number of the payee in the box to enter Payee Name
- There is an alert which tells that this can also be sent through UPI. Click OK
- Enter the amount, MMID and proceed
- Confirm the details which you have entered
- Authenticate the transaction with Card grid details
- Your transaction gets completed & your payment confirmation number will be displayed on screen
Transfer Money through Quick Pay
- Open iMobile Application
- Click on Send Money
- Select the Quick Transfer option which is seen in the bottom row of the application
- Enter the Account Number, Name, IFSC and amount (Less than Rs, 10,000)
- Authenticate with Card grid details
- Your transaction gets completed & your payment confirmation number will be displayed on screen
Receive Money
To receive money to your account via instant money transfer you will need to share either:
- Your mobile number and MMID with the payer, OR
- Your Account Number and IFSC code with the payer
Participating Banks
Andhra Bank | Hutatma Sahakari Bank Ltd. |
Axis Bank | The Adarsh Urban Co-op. Bank Ltd., Hyderabad |
Bank of Baroda | The Hasti Co-op. Bank Ltd. |
Bank of India | The Mayani Urban Co-operative Bank Ltd |
Bank of Maharashtra | The Pandharpur Urban Co-op Bank Ltd. |
Bassein Catholic Co-operative Bank Ltd | Rajapur Urban Co-op Bank Ltd. |
BNP Paribas | Ahmedabad District Cooperative Bank |
Canara Bank | Kalyan Janata Sahakari Bank |
Catholic Syrian Bank | Rajgurunagar Sahakari Bank Ltd. |
Central Bank of India | Shri Veershaiv Co-operative Bank Ltd |
Citi Bank | The Vishweshwar Sahakari Bank Ltd. |
Corporation Bank | Baroda Rajasthan Kshtriya Gramin Bank |
Cosmos Bank | Raipur Urban Merchantile Co-operative Bank Ltd. |
Development Bank of Singapore | Bandhan Bank limited |
DCB Bank Ltd. | Utkal Grameen Bank |
Dhanalakshmi Bank | Nutan Nagarik Sahakari Bank Ltd. |
Dombivli Nagarik Sahakari Bank | Karnatak vikas Gramin Bank |
Federal Bank | Andhra Pragathi Grameena Bank |
HDFC Bank | Saurashtra Gramin Bank |
HSBC Bank | Purvanchal Bank |
ICICI Bank | Baroda Gujarat Gramin Bank |
IDBI Bank | Lokmangal Co-op. Bank Ltd. |
Indian Bank | Mahanagar Co-operative Bank |
Indian Overseas Bank | Dapoli Urban Co-operative Bank Ltd. |
Indusind Bank | Suvarnayug Sahakari Bank Ltd. |
Jammu And Kashmir Bank | The SUTEX Co-operative Bank Ltd |
Janata Sahakari Bank Ltd | The Chikhli Urban Co-op Bank Ltd. |
Karnataka Bank | Andhra Pradesh Gramin Vikas Bank |
Karur Vysya Bank | Irinjalakuda Town Co-operative Bank Ltd. |
Kotak Mahindra Bank | Thane Bharat Sahakari Bank Ltd |
Lakshmi Vilas Bank | Pune Cantonment Sahakari Bank Ltd. |
Mehsana Urban Co-Operative Bank | Maratha Co-operative Bank Ltd. |
The Nainital Bank Ltd | The Baramati Sahakari Bank Maryadit |
NKGSB Co-operative Bank | The Bharat Co-operative Bank (Mumbai) Ltd |
Punjab National Bank | SVC Co-op Bank Limited |
Saraswat Co-Operative Bank | Ahmednagar Merchant's Co-op. Bank Ltd. |
South Indian Bank | The Vasai Vikas Co-op Bank Ltd |
Standard Chartered Bank | Poornawadi Nagarik Sahakari Bank Maryadit |
State Bank of India | The Malad Sahakari Bank Ltd |
Tamilnaad Mercantile Bank | Jalna Merchant's Cooperative Bank Ltd., Jalna |
TJSB Sahakari Bank Ltd. | The Kanakmahalakshmi Co-operative Bank Ltd |
The A.P. Mahesh Co-operative Urban Bank Ltd | Adarsh Co-Operative bank |
The Greater Bombay Co-operative Bank | KOTTAYAM CO OPERATIVE URBAN BANK LTD |
UCO Bank | Integral Urban Coop Bank Ltd. |
Union Bank Of India | AMBARNATH JAI HIND COOP BANK LTD |
Yes Bank Ltd | The Kaira District Co-Operative Bank Ltd |
Pandharpur Merchant Co-operative Bank | Equitas Small Finance Bank Ltd. |
Punjab and Sind Bank | Sharad Sahakari Bank Ltd |
Janaseva Sahakari Bank Ltd., Pune | Sadhana Sahakari Bank Ltd. |
Gopinath Patil Parsik Janata Sahakari Bank Ltd | Ujjivan Small Finance Bank |
Maharashtra Gramin Bank | Sardar Bhiladwala Pardi People’s Co-Op. Bank Ltd. |
Dr. Annasaheb Chougule Urban Co-op Bank Ltd. | The Citizen Credit Co-op Bank Ltd |
The Surat District Co-op Bank Ltd. | The Ahmedabad Mercantile Co-op Bank Ltd |
SUCO Souharda Sahakari Bank | ESAF Small Finance Bank |
The National Co-Operative Bank Ltd | AKHAND ANAND CO-OP BANK LTD(ICICI) |
The Pochampally Co-operative Urban bank Ltd | MANVI PATTANA SOUHARDA SAHKARI BANK |
The Kalupur Commercial Co-Op Bank Ltd | THE ODISHA STATE CO-OP BANK LTD |
Apna Sahakari Bank Ltd | THE TAMILNADU STATE APEX COOP BANK |
Pune Peoples Co-operative Bank Ltd. | Sarva Haryana Gramin Bank |
Parshwanath Co-operative Bank Ltd. | Abhinandan Urban Co.Op. Bank Ltd |
Thrissur District Co-operative Bank | Udaipur mahila urban co-operative bank Ltd. |
The Varachha Co-op Bank Ltd | Utkarsh Small Finance Bank |
Jalore Nagrik Sahakari Bank Ltd. | The Nasik Merchants Co Operative Bank Ltd.,Nashik |
Janata Co-operative Bank Ltd., Malegaon | JIO Payments Bank |
Shri Basaveshwar Sahakari Bank Niyamit, Bagalkot | Smriti Nagrik Sahakari Bank |
Baroda Uttar Pradesh Gramin Bank | Surat National Co-Operative Bank Limited |
The Shirpur Peoples Co-Op. Bank Ltd | The Chanasma Nagrik Sahakari Bank Ltd Chanasma |
Kerala Gramin Bank | NIDHI CO OPERATIVE BANK LTD |
Pragathi Krishna Gramin Bank | Bhagini Nivedita Sahakari Bank Ltd. |
The Municipal Co-operative Bank Ltd | Mann Deshi Mahila Sahkari Bank Ltd |
Abhyudaya Co-operative Bank | JAMMU AND KASHMIR GRAMEEN BANK |
The Gujarat State Co-op Bank Ltd | Vaishya Nagari Sahakari Bank Ltd Parbhani |
The Yadagiri Lakshmi Narasimha Swamy Co-Op Urban Bank Ltd | Rajasthan Marudhara Gramin Bank |
*Mobile Money Identifier (MMID) is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. You will have different MMIDs for different accounts and all these could be linked to a single registered mobile number.
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