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Disclaimers for Cancer Cover

 

'Our claim settlement ratio for FY 2018–19 is 98.6%. This is computed basis individual claims settled over total individual claims for the financial year. For details, refer to the Annual Report for FY2018-19 on ICICI Prudential Life Insurance website.

*Doctor’s document confirming diagnosis needs to be submitted. A lump sum is paid out on diagnosis of any of the listed conditions. This payout is based on the level of the condition. In any case, the total payout in the policy cannot exceed 100% of the Sum Assured of the cover selected (200% of the Sum Assured in case if the customer has opted for increasing cover benefit). Please refer to the sales brochure to know about the payouts at different level of condition.

#The premium amount has been personalized for you for a cancer cover policy and inclusive of all taxes (assuming you are a non-smoker) under ICICI Pru Heart/Cancer Protect base plan. If your age (in years) is 28-35; then the default sum assured is Rs.15 lakh and default policy term (in years) is 20. If your age (in years) is 36-45; then the default sum assured is Rs. 20 lakh and default policy term (in years) is 15.

^The Company shall waive all future premiums on a claim of Minor condition under the chosen cover; or on the diagnosis of Permanent Disability (PD)of the Life Assured due to an Accident. This benefit is available only if the policy is in force as on the date of diagnosis of the condition/at the time of accident.

© 2016, 2016, ICICI Prudential Life Insurance Company Limited. Registered Office Address :- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) and on +91-22-6193-0777 (Valid for calls made from outside India) (10am-7pm (IST), Monday to Saturday, except national holidays). Tax benefits under the policy are subject to conditions u/s 80D of the Income Tax Act, 1961. Goods & Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. ICICI Pru Heart/Cancer Protect: UIN 105N154V02.

Advt. No.: W/II/3650/2018-19

ICICI Bank Limited ("ICICI Bank") with Registered Office located at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat is a corporate agent (Composite, IRDAI Regn No.: CA 0112 valid till 31/03/2022) of ICICI Prudential Life Insurance Company Limited ("ICICI Prulife").

"The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by ICICI Prulife from time to time. ICICI Bank is acting merely as a corporate agent of ICICI Prulife. Participation by ICICI Bank's customer is on a purely voluntary basis and there is no direct or indirect linkage between the provision of the banking services offered by ICICI Bank to its customers and insurance company products/ services. ICICI Bank shall not be liable or responsible for any loss resulting from insurance company's products/ services."

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

  • IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
  • Public receiving such phone calls are requested to lodge a police complaint.

Free-look Cancellation Period - If you are not satisfied with the policy, you may cancel it by returning the policy document to the ICICI Prudential Life Insurance Company Limited (ICICI Life) within 30 days from the date you received it. On cancellation of the policy during the free look period, ICICI Life will return the premium paid subject to the deduction of: a. Stamp duty paid under the policy, b. Expenses borne by ICICI Life on medical examination, if any and c. Proportionate risk premium for the period of the cover. The policy shall terminate on payment of this amount and all rights, benefits and interests under this policy will stand extinguished.