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InstaOD for Savings Account (SAOD)

SAOD is an online overdraft facility offered to existing ICICI Bank Savings account customers. The unsecured overdraft facility is specially designed for you with minimal documentation and instant online disbursement.



  • Unsecured overdraft facility
  • Pre-approved overdraft offer up to Rs.5 lakhs
  • Online Loan processing
  • Instant limit set up in new Overdraft Account
  • Pay interest only on the amount utilized
  • Paperless processing
  • No collateral required
  • No commitment charges
  • No prepayment/foreclosure charges

To avail the facility, Click here

For more details, please get in touch with your Relationship Manager or visit ICICI Bank Branch.

To view FAQs, Click Here