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What is the interest rate charged?

17% per annum.

Is processing fee applicable? If yes, what is the amount charged?

Yes, processing fee is applicable. The processing fee is 2 % of the loan amount.

What documents are required to apply for Savings Account Overdraft?

No documents are required.

Do I have to pay a fixed EMI every month?

No, interest is charged on the amount utilised and payable on monthly basis.

In case of any assistance required, whom do I contact?

You can call helpline no. 1800-000123 Monday to Friday 09:30 AM to 06:00 PM.