Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly


Credit Score

Your credit score could hold the key to your success

Adhering to few guidelines and norms may help you maintain a good credit track record and also improve internal ratings. A few parameters for better credit ratings and track records which one should follow as a business enterprises are mentioned below:


Credit Summation

All business transactions should be routed through the Overdraft Account to ensure timely interest servicing. Regular credit summation in the account lowers interest cost as limit utilization is optimized.

Interest Servicing

Interest servicing, by way of credits in the account, should be done within {7} days from the date of interest debit in spite of having sufficient unutilized amount in account.

Cheque Returns

Avoid cheque bounces due to insufficient funds for both inward and outward cheques.


Limit utilization should be within the sanctioned limit to avoid account irregularity and levy of penal charges

Facility Tenure

The tenure of the facility would be for 12 months from the date of limit setup.
The facility is renewable at the end of 12 months and at the sole discretion of ICICI Bank.

Renewal Processing Fees

At the time of renewal Processing Fee of 2% of the sanctioned limit in addition to applicable GST will be charged.



Maintaining best practices increases your chances to get eligible for enhancement in limit after a defined duration.