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2 mins Read | 1 Year Ago

How does one apply for a Rs 50 lakh Personal Loan instantly?

Achieve your goal easily with Personal Loan | ICICI Bank


Mohan has been a working professional for the past 20 years. At the age of 35, he bought a new home backed by a Home Loan. Managing EMIs is relatively easy for him considering his annual income, fatefully enough, he ends up needing an immediate funding of up to Rs 50 lakh to treat his father’s medical emergency.

At this point, taking a Personal Loan seems like the best option for him owing to his modest savings. He applies for an ICICI Bank Personal Loan online at

Once he completes the online loan application process, the Bank evaluates his borrowing profile and approves the loan amount of Rs 50 lakh, which gets credited to his Savings Account. Please note that the approval period for a Personal Loan varies from person to person.

ICICI Bank Instant Personal Loan is a unique step adopted to build trust and credibility amongst our customers.

For non-existing customers that wish to apply digitally for a Personal Loan, the Unified Customer Journey platform makes it convenient.

UCJ is a platform wherein customers who don’t hold a Savings Account with ICICI Bank can avail a Personal Loan simply by completing their KYC virtually and by sharing their salary details through an Account Aggregator or a Salary Account login.

Any salaried or self-employed individual can apply for a loan with ICICI Bank here .

Personal Loan eligibility at ICICI Bank:

Whether you need funds for emergency, travel, home renovation, your child’s education or wedding, a Personal Loan is the ideal option.

Personal Loan eligibility criteria:

  • Resident of India

  • Salaried individuals with a regular monthly income of Rs 30,000 and above

  • A good Bureau Score

  • A Savings Account with any bank in India.

Steps to secure Rs 50 lakh Personal Loan instantly

Step 1: Visit

Step 2: Add the Loan Amount and select the Loan Tenure

Step 3: Enter your mobile number, employment details and other necessary information

Step 4: Personalise your loan

Step 5: Enter the additional information

Step 6: The application is verified

Step 7: The disbursement is approved.

The Final Word:

The online loan application process is quicker and simpler. ICICI Bank offers Personal Loans to fund various personal needs. To get an idea about the EMI, you can use the online Personal Loan EMI Calculator.



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