Attractive Rate of Interest starting from 11.25% p.a
Thinking of expanding your business without security/collateral?
Business Loan (BL) is collateral/security free loan which is provided to a self-employed individual and entity. Business Loan can be availed for any business upgrade or equipment purchase, which is repaid in equal instalments at fixed intervals.
Be it working capital, small equipment purchase or any other business expansion plan, we at ICICI Bank understand your financial needs and offer you specially designed Business Loan which suits your business requirements.
You can pre-close or pre-pay your Business Loan (BL) by paying the applicable pre-closure charges after payment of 12 Equated Monthly Instalment (EMI). Currently, the applicable pre-closure charge is 5% of the outstanding loan amount (plus applicable tax).
Based on your kind of business and your relationship with ICICI Bank, the final loan amount is decided. To check your loan amount, please CLICK HERE
Repayment from/disbursement to be made in the applicant’s bank account which has been assessed.
Repayment from/disbursement to be made in the same account from which the existing loan Equated Monthly Instalments (EMIs) are being serviced (Home Loan (HL) Loan Against Property (LAP) and Auto Assessed Income Programme (AIP)) / rentals are being received (AIP rental incomes).
Repayment can also be made from the main account of customer which meets the banking norms as specified.
Non Doctor - 28 years
Doctor - 25 years
Any person who has a stable job with a steady monthly income, is eligible for Personal Loan. If you are looking for an urgent fund but a low salary stops you from opting for a Personal Loan, then here’s what you need to do for a quick approval.
Avail an unsecured loan at EMI as low as Rs 1878 / lakh.
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