Loan Against Property Interest Rates

Salaried Borrower

SlabPriority Sector Lending (PSL)Non Priority Sector Lending (Non PSL)
Up to ₹ 50 lacs RR +5.00% (9.00%) RR +5.10% (9.10%)
₹ 50 lacs - ₹ 1 Crore RR+4.95% (8.95%) RR +5.05% (9.05%)
Above ₹ 1 Crore RR +4.90% (8.90%) RR +5.00% (9.00%)

Self - Employed Borrower

SlabPriority Sector Lending (PSL)Non Priority Sector Lending (Non PSL)
Up to ₹ 50 lacs RR +5.00% (9.00%) RR +5.10% (9.10%)
₹ 50 lacs - ₹ 1 Crore RR+4.95% (8.95%) RR +5.05% (9.05%)
Above ₹ 1 Crore RR +4.90% (8.90%) RR +5.00% (9.00%)

Note : Priority Sector Lending (PSL) & Non Priority Sector Lending (Non PSL)

Repo Rate (RR) is 4.00% as on May 22, 2020

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Frequently Asked Questions (FAQs) for Loan Against Property Interest Rates

What is the interest rate in Loan Against Property?


Loan amountPriority Sector Lending (PSL)Non PSL
<= Rs 5 million 9.00% 9.10%
> Rs 5 million &<= Rs 10 million 8.95% 9.05%
> Rs 10 million 8.90% 9.00%

Does interest rate vary based on the type of property?


Yes, if it falls under the category of Select properties* laid down by ICICI Bank.

What all documents are required for Loan Against Property?


  1. KYC documents of all applicants along with passport size photo
  2. Business Entity proof in case of Self-Employed Professional (SEP)/ Self-Employed Non Professional (SENP)
  3. Financial documents of applicants to appraise the particular application
  4. Bank Statement/s of applicants
  5. Property documents to validate the legal and valuation requirements.

What is the maximum and minimum term for which I can avail of a Loan Against Property?


You can avail of a Loan Against Property for a maximum term of 15 years.

Customer Reviews

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Best Services!
by Abhinav Verma on Sep 14, 2020

Really appreciate the support received during covid situation from FD team. They really helped me by answering all my questions related to FD I have with ICICI team.Great support. FD interest rate is really very attractive & I am happy with the service.

Excellent Service!
by Rashmi Anturekar on Sep 14, 2020

I have FD with ICICI since last one year. Really appreciate the service provided by them as well as timely answering all the calls and resolving queries.Specially in this Covid situation, this FD acted as an emergency fund and bank really guided me well.

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