Multi Trip Travel Insurance

Multi Trip Plan (3 months-70 years)


If you are a frequent traveler, then choosing a suitable travel policy may be a tedious task. Gold Multi-Trip plan is especially designed for frequent international travelers. Through this policy (travel insurance) you can secure as many as 30, 45 or 60 days per trip throughout the year.


Key Benefits

Benefits of Gold Multi Trip Plan




  • Take care of your loved ones even when you are miles away
    • Get value added services like medical, concierge, automotive and lifestyle assistance
  • Access high-quality medical care when you need it
    • Benefit from our tie-up with United Health International (UHI) one of the largest and most diverse healthcare companies in the United States
  • If you face a medical emergency abroad, get immediate help with our cashless facility
    • Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide
  • Age should not be the limit to make travel plans
    • Our Multi Trip Travel Insurance is available for individuals up to 70 years of age
  • Customise your policy as per your travel calendar
    • Our Multi Trip Travel Insurance lets you secure up to 30, 45 or 60 days of travel per year, at a single go
  • Experience more coverage without travel worries
    • Secure your travel with an insurance plan that offers you a sum insured of up to USD 500,000
  • If you lose your luggage, we will compensate the loss
    • We offer coverage for total loss of check-in baggage including handbag



Eligibility and Coverage

Eligibility - 3 months to 70 years


What is covered


Sr NoBenefitsSum InsuredDeductibles in US $
1 Medical Cover (includes medical evacuation cost) US$ 100,000 , US$ 250,000 US$ 500,000 US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
2 Repatriation of Remains (Including in medical Sum Insured) US$ 7,500 NA
3 Dental Treatment US$ 300 US$ 100
4 Total Loss of Checked in Baggage US$ 500 NA
5 Delay of Checked in Baggage* US$ 100 NA
6 Loss of Passport US$ 300 US$ 50
7 Personal Liability US$ 1,00,000 5% of Actual
8 Personal Accident US$ 15,000 NA
9 Hijack Distress Allowance** US$125 per day for max. 7 days NA
10 Emergency Cash Advance US$ 1,000 NA
11 Trip Cancellation & Interruption US$ 500 NA
12 Missed Flight Connection*** US$ 500 NA
13 Trip Delay* US$ 500 NA
14 Political Risk and Catastrophe Evacuation US$ 7,500 NA
15 Accidental Death (Common Carrier) US$ 5,000 NA
Value Added Services for your dependants in India  


* Delay of more than 6 hours
** Delay of more than 12 hours
*** Delay of more than 3 hours



Gold Multi Trip policy offers worldwide coverage. However due to the latest insurance requirements by Schengen Consulates, Gold Multi trip policy is not valid for getting Schengen Visa for customers who are above 50 yrs of age. If you are falling in the said age bracket and are planning to travel to Schengen countries, we would request you to buy a single trip policy by choosing "Schengen Countries" as your travel location"

Sub Limit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalization expenses.

Sub Limit B: Applicable for all plans; for persons aged 51 years and above. To get details on sub-limit for various plans, please refer the Policy Wordings


Policy Exclusions

What is not covered

  • Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
  • Pre-existing diseases except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic /homeopathic therapies
  • Treatment relating to removal of physical flaws-cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

For more details, kindly refer to the Policy Wordings.



The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited (ICICI Lombard) having Registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi Mumbai 400025. IRDA Reg. No. 115. Toll Free no. 18002666. Fax no - 022 61961323. CIN (U67200MH2000PLC129408).

ICICI Bank Limited ("ICICI Bank") with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat is a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till 31/03/2022) of ICICI Lombard. Insurance is underwritten by ICICI Lombard. ICICI Bank's customer's participation in the policy is entirely voluntary and is not linked to availment of any other facility from ICICI Bank.

International Travel Insurance Misc 129 ICITIOP02002V020102,, T&C apply