Multi Trip Travel Insurance

Benefits of Gold Multi Trip Plan

• Take care of your loved ones even when you are miles away
  • Get value added services like medical, concierge, automotive and lifestyle assistance
• Access high-quality medical care when you need it
  • Benefit from our tie-up with United Health International (UHI) one of the largest and most diverse healthcare companies in the United States
• If you face a medical emergency abroad, get immediate help with our cashless facility
  • Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide
• Age should not be the limit to make travel plans
  • Our Multi Trip Travel Insurance is available for individuals up to 70 years of age
• Customise your policy as per your travel calendar
  • Our Multi Trip Travel Insurance lets you secure up to 30, 45 or 60 days of travel per year, at a single go
• Experience more coverage without travel worries
  • Secure your travel with an insurance plan that offers you a sum insured of up to USD 500,000
• If you lose your luggage, we will compensate the loss
  • We offer coverage for total loss of check-in baggage including handbag

Eligibility - 3 months to 70 years

What is covered

Sr No	Benefits	Sum Insured	Deductibles in US $
1	Medical Cover (includes medical evacuation cost)	US$ 100,000 , US$ 250,000 US$ 500,000	US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
2	Repatriation of Remains (Including in medical Sum Insured)	US$ 7,500	NA
3	Dental Treatment	US$ 300	US$ 100
4	Total Loss of Checked in Baggage	US$ 500	NA
5	Delay of Checked in Baggage*	US$ 100	NA
6	Loss of Passport	US$ 300	US$ 50
7	Personal Liability	US$ 1,00,000	5% of Actual
8	Personal Accident	US$ 15,000	NA
9	Hijack Distress Allowance**	US$125 per day for max. 7 days	NA
10	Emergency Cash Advance	US$ 1,000	NA
11	Trip Cancellation & Interruption	US$ 500	NA
12	Missed Flight Connection***	US$ 500	NA
13	Trip Delay*	US$ 500	NA
14	Political Risk and Catastrophe Evacuation	US$ 7,500	NA
15	Accidental Death (Common Carrier)	US$ 5,000	NA
Value Added Services for your dependants in India

What is not covered

• Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
• Pre-existing diseases except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Naturopathy treatment, ayurvedic /homeopathic therapies
• Treatment relating to removal of physical flaws-cosmetic or plastic surgery
• Costs incurred relating to rest or recuperation at a spa or health resort

For more details, kindly refer to the Policy Wordings.