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Why do I need General insurance?

Life is full of surprises. There are times when you are caught unprepared and do not know what to do. Sometimes life takes a turn for the worst when you least expected it to. Your hard-earned money, which you saved for something special, is then spent in settling hospital bills or someone else’s dues.

Events such as hospitalisation, burglary, natural disasters, car theft, riots etc. can negatively affect your finances. It is in times like these that you wish for a blanket of protection that insulates you from the harshness of such events. General insurance is that blanket.

We provide general insurance services through one of our subsidiaries, which offers a wide range of general insurance solutions that are designed to fit every need, every pocket, and every situation. The subsidiary is backed by the expertise of the largest private sector bank in the country, with more than two decades of experience in the financial services sector.

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How Renewals Work?

An insurance policy benefits you only until the time it does not expire. You need to ensure that your policy does not lapse. This ensures the continuity of coverage and protects you against unforeseen risks. In addition, the No Claim Bonus (NCB) also gets carried forward and does not lapse if you make no claim during a policy year. Here is how you can renew your policy easily online and on time:

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Save Tax

Invest in our tax-efficient Health Insurance solutions to save tax under Sec 80D


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Insurance is the subject matter of the solicitation. The advertisement contains only an indication of the cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited (ICICI Lombard). ICICI Bank Limited ("Bank") with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat is registered as a Corporate Agent (Composite, IRDAI Reg. No.: CA0112 valid till 31/03/2019) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg Near Siddhivinayak Temple, Prabhadevi Mumbai, 400025, Maharashtra. Bank’s customer participation in the policy is entirely voluntary. IRDAI Reg. No. 115. Toll Free no. 18002666. Misc 13. Misc 50. Motor 01. Motor 05. UIN:EC014CT1424II