
6 FAQs about General Insurance
General Insurance FAQ: Here are some common questions and answers about General Insurance people have regarding buying general insurance.
Life is full of surprises. There are times when you are caught unprepared and do not know what to do. Sometimes life takes a turn for the worst when you least expected it to. Your hard-earned money, which you saved for something special, is then spent in settling hospital bills or someone else’s dues.
Events such as hospitalisation, burglary, natural disasters, car theft, riots etc. can negatively affect your finances. It is in times like these that you wish for a blanket of protection that insulates you from the harshness of such events. General insurance is that blanket.
ICICI Bank Limited solicits general insurance products as a Corporate Agent of ICICI Lombard General Insurance Company Limited, which offers a wide range of general insurance solutions that are designed to fit every need, every pocket and every situation. These insurance products span across the following segments:
The rising levels of stress and increasing cost of healthcare means that a major illness is always on the cards and so is the financial burden. Alleviate this burden by going in for our ICICI Lombard Group Health Insurance plan that comes with many advantages such as maternity cover, out-of-pocket expense for medical bills and treatments that do not require hospitalization, AYUSH treatments, cashless hospitalization and even tax benefits. With such wide range of benefits, our health insurance plans provide a comprehensive protection not only for you, but for your entire family.
Going on an international holiday/ trip is something, which many look forward to and prepare for months in advance. However, any amount of preparation cannot prepare you for the unexpected when it happens. So, it is always better to go armed with travel insurance. Available as a single trip or multi-trip plan, our insurance policies protect the insured from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays.
Home is where your heart lives and is the centre of your world. It would be a great loss if any natural or man-made disaster were to strike your peaceful abode. That’s why it makes sense to protect this priceless asset with our home insurance. You can insure the structure and/ or the contents of your home. The policy ensures that your home is protected against natural and man-made calamities, fire damage and allied perils.
Make sure that your pride and joy is aptly covered from any eventuality with our comprehensive two-wheeler insurance policy. Opt for our policy and get a personal accident cover, long-term cover (of up to 3 years), network garage strength of more than 2,500 garages and prompt online renewal. Take our comprehensive coverage and enjoy the peace of mind that is felt by more than 60 lakh riders every year.
An accident can happen in the blink of an eye. Protection offered by third party and comprehensive insurance coverage can be availed online instantly with minimum paperwork. Secure your car against natural and man-made calamities with our car insurance policies that come with benefits such as roadside assistance*, and zero depreciation cover*. Avail additional facility of cashless services at 3,500+ network garages across the country.
An insurance policy benefits you only until the time it does not expire. You need to ensure that your policy does not lapse. This ensures the continuity of coverage and protects you against unforeseen risks. In addition, the No Claim Bonus (NCB) also gets carried forward and does not lapse if you make no claim during a policy year. Here is how you can renew your insurance policy easily online and on time:
The benefit of an insurance policy can be availed by filing an insurance claim. Here’s how you can initiate the process of filing a reimbursement insurance claim:
Cashless claims are only available in network hospitals/ garages. Here are the steps needed to file a cashless claim:
If you have not insured your assets yet, insure them now! Click below to view various insurance plans.
A policy to compensate for the financial loss of anything apart from life, like health, car, home and its contents, electronic gadget, travel or any other asset comes under General Insurance. To know more about General Insurance provided by ICICI Lombard, click here .
If you have purchased your General Insurance policy from ICICI Bank Internet Banking, then you can check the status in ICICI Bank logged in section. Please visit Internet Banking > Investments and Insurance > General Insurance > Existing Policy.
ICICI Bank Limited solicits General Insurance products as a Corporate Agent of ICICI Lombard General Insurance Company Limited under different categories like Health, Travel and Home Content. Please select a product to know more or log in to ICICI Bank Internet Banking > Investments and Insurance > General Insurance.
ICICI Bank Limited solicits General Insurance products as a Corporate Agent of ICICI Lombard General Insurance Company Limited under different categories like Health, Travel and Home Content. Please select a product to know more or log in to ICICI Bank Internet Banking > Investments and Insurance > General Insurance.
Yes. ICICI Lombard Group Health Insurance is a comprehensive plan designed to protect you and your family against expenses incurred in case of hospitalisation. To apply, click here.
ICICI Lombard is one of the best General Insurance providers in India. To know more about the different policies and premiums, click here .
Please choose the type of General Insurance you need: Health, Travel and Home. Select the individual product to get your customised quote.
The advertisement contains only an indicative of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the terms & conditions/policy wording carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited.
GROUP HEALTH INSURANCE. (UIN - ICIHLGP21380V042021 (Misc 11))
Group Personal Accident Insurance ICIPAGP03004V040203 (Misc 05)
Private Car Package Policy (Motor 01) IRDAN115P0017V01200102
Group Takecare Insurance (4149) UIN: ICIHLGP18120V011718
International Travel Insurance ICITIOP02002V020102 (Misc 129)
Globetrotter Overseas Group Travel Insurance Policy (4110) ICITIDP08003V030708
Home Insurance Policy Misc 13 IRDAN115P0003V01200203
Long Term Two Wheeler Package Policy IRDAN115P0015V03201415 Motor 05
All Risk Insurance (CIN: U67200MH2000PLC129408, UIN: IRDAN115P0001V01200102)
ICICI Bank Limited (“ICICI Bank”) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) Toll Free No. 1860 120 7777 is only a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till March 31, 2022) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025. IRDAI Reg. No. 115. Toll Free No. 1800 2666. Fax No. 022 61961323, CIN: L67200MH2000PLC129408.
Enrolment by ICICI Bank’s customer of any insurance products is purely voluntary, and is not linked to availment of any other facility from ICICI Bank.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
We request you to try again after some time. If the issue persists, please call our customer care numbers or submit a complaint.
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