General Insurance

Life is full of surprises. There are times when you are caught unprepared and do not know what to do. Sometimes life takes a turn for the worst when you least expected it to. Your hard-earned money, which you saved for something special, is then spent in settling hospital bills or someone else’s dues.

ICICI Bank Limited solicits general insurance products as a Corporate Agent of ICICI Lombard General Insurance Company Limited, which offers a wide range of general insurance solutions that are designed to fit every need, every pocket and every situation.

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Types Of Insurance

Travel Insurance

Going on an international holiday/ trip is something, which many look forward to and prepare for months in advance. However, any amount of preparation cannot prepare you for the unexpected when it happens. So, it is always better to go armed with travel insurance. Available as a single trip or multi-trip plan, our insurance policies protect the insured from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays.

Home Insurance

Home is where your heart lives and is the centre of your world. It would be a great loss if any natural or man-made disaster were to strike your peaceful abode. That’s why it makes sense to protect this priceless asset with our home insurance. You can insure the structure and/ or the contents of your home. The policy ensures that your home is protected against natural and man-made calamities, fire damage and allied perils.

Two wheeler Insurance

Make sure that your pride and joy is aptly covered from any eventuality with our comprehensive two-wheeler insurance policy. Opt for our policy and get a personal accident cover, long-term cover (of up to 3 years), network garage strength of more than 4,500+ garages and prompt online renewal. Take our comprehensive coverage and enjoy the peace of mind that is felt by more than 60 lakh riders every year.

Car Insurance

An accident can happen in the blink of an eye. Protection offered by third party and comprehensive insurance coverage can be availed online instantly with minimum paperwork. Secure your car against natural and man-made calamities with our car insurance policies that come with benefits such as roadside assistance*, and zero depreciation cover*. Avail additional facility of cashless services at 4,400+ network garages across the country.

How to Buy/Renew General Insurance

Keep a tab on your renewal date

To begin, visit ICICI Bank website

Click on the Insurance tab

Follow the instructions to complete the process

Make the payment through Internet Banking, Credit or Debit Card

Acknowledge the payment receipt along with reference number.

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SMS ‘TAB’ to 5676766

insurance policy benefits you only until the time it does not expire. You need to ensure that your policy does not lapse. This ensures the continuity of coverage and protects you against unforeseen risks. In addition, the No Claim Bonus (NCB) also gets carried forward and does not lapse if you make no claim during a policy year. Here is how you can renew your insurance policy easily online and on time:

How to General Insurance Claim Work?

Reimbursement Claims

• The benefit of an insurance policy can be availed by filing an insurance claim. Here’s how you can initiate the process of filing a reimbursement insurance claim

• Contact the insurance helpline number

• Provide relevant information about your policy

• Allow the insurer to authenticate the claim request

• Upon validation, your insurer’s representative will contact you

• Submit all requisite documents to the insurer’s representative for his/ her report

• The claims department will then process the claim and disburse the claim amount.

Cashless Insurance Claims

• Cashless claims are only available in network hospitals/ garages. Here are the steps needed to file a cashless claim

• Call the insurance helpline number to find out the nearest network facility

• Display your insurance card at the facility to avail cashless insurance

• Fill the cashless claim request form and provide details of the insurer

• Send a fax of the claim form and relevant documents to the insurer

• The insurer will then review the claim and either accept or reject it

• If approved, the bill will be directly paid to the establishment by the insurer.

• If you have not insured your assets yet, insure them now! Click below to view various insurance plans.

Tax Benefits on Insurance Policies

Invest in our tax-efficient Health Insurance solutions to save tax under Sec 80D

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Disclaimer

The advertisement contains only an indicative of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the terms & conditions/policy wording carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited.

Group Personal Accident Insurance ICIPAGP03004V040203 (Misc 05)

Private Car Package Policy (Motor 01) IRDAN115P0017V01200102

Group Takecare Insurance (4149) UIN: ICIHLGP18120V011718

International Travel Insurance ICITIOP02002V020102 (Misc 129)

Globetrotter Overseas Group Travel Insurance Policy (4110) ICITIDP08003V030708

Home Insurance Policy Misc 13 IRDAN115P0003V01200203

Long Term Two Wheeler Package Policy IRDAN115P0015V03201415 Motor 05

All Risk Insurance (CIN: U67200MH2000PLC129408, UIN: IRDAN115P0001V01200102)

ICICI Bank Limited (“ICICI Bank”) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) Toll Free No. 1860 120 7777 is only a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till March 31, 2025) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025. IRDAI Reg. No. 115. Toll Free No. 1800 2666. Fax No. 022 61961323, CIN: L67200MH2000PLC129408.

Enrolment by ICICI Bank’s customer of any insurance products is purely voluntary, and is not linked to availment of any other facility from ICICI Bank.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
Public receiving such phone calls are requested to lodge a police complaint.