EMI on Debit Cards

Presenting EMI on ICICI Bank Debit Card

This facility allows ICICI Bank Debit Card customers to convert their high value transactions into easy instalments.


Simply choose your desired product at the merchant store and pay using Equated Monthly Instalment (EMI) option on your Debit Card. 


Click here to know the merchant store list.


EMI facility is also available on Amazon, Flipkart, MakeMyTrip and Paytm website, mobile site or mobile app.


Get exciting offers on Debit Card EMI. For details Click here.

Exclusive features:

  • No documentation
  • No need for security deposit or down payment
  • One click transaction and conversion to EMI
  • Easy re-payments from linked Savings/ Current Account.

How it works:

  • Visit merchant store, website, mobile site or mobile app.
  • Choose your favourite product and proceed to payment.
  • Choose 'ICICI Bank Debit Card EMI' option.
  • Choose between tenures 3 months, 6 months, 9 months and 12 months.
  • For online purchase, authorise the transaction using your Debit Card details like Debit Card number, expiry date and CVV.
  • Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.

Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.