Senior Club Saving Account

Seniors Club Savings Account - A New Senior Citizen Scheme

We believe that after working throughout your life, raising your family and fulfilling commitments, your contribution as a senior citizen is invaluable. And you truly deserve the best in the second innings of your life.

As a senior citizen, your needs and priorities are different. You wish to stay healthy in order to experience the joys of life, spend time with your loved ones and create happy memories, fulfil your unfulfilled dreams, keep your hard-earned money safe and live a hassle-free comfortable life. 

We understand this, so to enrich your life at every step of your second innings, we are pleased to be your companion with the Seniors Club Savings Account — Aapke Second Innings Ka Saathi. This account is exclusively designed around your needs and brings to you more returns on your savings, more banking convenience for your comfort and more benefits with a host of exclusive offers.


Debit Card benefits:

  • Enjoy exciting discount offers and Visa privileges on Debit Card.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Debit Card. To Know more click here
  • Daily cash and withdrawal limit as per your account variant. To know more, click here.

Discount on Lockers

  • Save on annual locker rentals with attractive discounts^^

Maximise your returns

  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit. Know More
  • Facility to invest in Senior Citizens Savings Schemes with assured returns of 8.3%2 and tax benefit under Section 80C
  • Earn Fixed Deposit (FD) interest rate on account balance in excess of Rs 75,000.

1 Terms and Conditions of ICICI Bank apply.

2 Rate of interest is decided by Government of India from time to time.

Convenient Banking:

  • Enjoy faster service at branches along with a dedicated Senior Citizen Desk
  • Do banking from the comfort of your home with Doorstep Banking
  • Manage your Savings Account from anywhere, anytime using the iMobile app and Internet Banking
  • Get faster access to a Customer Care Executive with Voice Recognition Technology
  • Free e-mail statements
  • Free Anywhere banking
  • Free SMS alert facility
  • Free passbook facility for account holders (individuals)
  • Free Payable-at-Par multi-city cheque book.


  • The account is available for Resident Individual (sole or joint account), Foreign National and Hindu Undivided Family (HUF) customers, above age of 60 years.

Nomination Facility:

  • You can nominate a person as beneficiary to your account proceeds
  • Nomination facility available for bank deposits
  • There can be only one Nominee for a deposit account whether held singly or jointly
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor
  • Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • For more details, visit the nearest branch.

Savings Account Portability:

You can request for transfer of your Savings Account from one branch of ICICI Bank to another through Internet Banking or our Customer Care. Alternatively, you can submit a written request at the nearest ICICI Bank branch.

The account will be transferred within working 2 days without:

  • Suspending the account operations
  • Change in the account number
  • Surrender of Debit Card or cheque book.

Special discounts and offers

Save on your medical bills with up to 15% off at Apollo Pharmacy. Click here to know more.

Treat yourself and your loved ones with a wide range of cuisines and enjoy a minimum of 15% discount at the finest restaurants across the country. Click here to know more.

Now on opening an account with us, enjoy a minimum 15% discount on your favourite brands and at outlets near you! Offers valid only on ICICI Bank Credit, Debit and Prepaid Cards.

To see the list of all 5,000+ local offers, please Click here

*Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party goods, products, services and offers. To avail offers, make payment via ICICI Bank Debit or Credit Card.

**Offer is applicable once per card every three months. Offer valid till March 31, 2019.

^Applicable on Gold Plus variant of Seniors Club Savings Account.

#Applicable on Regular, Silver, Gold and Titanium variants of Seniors Club Savings Account.

^^The discount will be applicable as per the Seniors Club Savings Account variant. The discount is not applicable on the Regular variant of Seniors Club Savings Account.