savings
Senior Club Saving Account
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Seniors Club Savings Account

To enrich your life after retirement, our Senior’s Club Savings Account offers you more returns on savings, more banking convenience and more benefits. Get ready to play your second innings without any worries.

  Hospitalisation allowance up to ₹ 30,000: Get hospital cash benefit up to ₹ 1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and for 1 year only*.

 

 

  Higher interest rate on account balance in excess of ₹ 75,000. Enjoy the liquidity of savings account and interest rate of Fixed Deposits^.

 

 

  Secured returns and tax-saving benefits with Government backed Senior Citizen Savings Scheme.

 

 

  Dedicated senior citizen desk gives you faster service at branches.

 

 

  Locker facility with attractive discounts on annual rentals.

 

 

  Free value-added services like SMS alerts, monthly e-mail statements, passbook facility and anywhere banking

Special discounts and offers

  Save on your medical bills with benefits up to 15% off at Apollo Pharmacy. Click here to know more.

 

 

Avail of mouth-watering deals at the finest restaurants across the country. Click here to know more.

 

 

Concierge Services are just a call away, exclusively for you. Catering to your needs across dining, travel, medical, events, shopping, fitness and lifestyle.#

Click here to know more about Concierge Services


Concierge Services

Concierge Services are just a call away, exclusively for you. Catering to your needs across dining, travel, medical, events, shopping, fitness and lifestyle.

  • Dining reservations and culinary experiences at the finest restaurants.
  • Creative gifting services.
  • Lifestyle benefits across shopping, fitness centres and spas.
  • Holiday package reservation and travel booking assistance.
  • Special offers on leading five star hotels across the world.
  • Event and ticket access to international sporting events, fashion shows, entertainment, concerts, art exhibitions, etc.
  • Medical assistance programme that covers doctor consultation, health check-ups, ambulance services, hospitalisation and a lot more.

Concierge services are available 24x7 for servicing your needs. Start now to make the most of this wonderful opportunity, call us on 1800 267 0287 or e-mail to iciciseniorsclub@aspirelifestyles.com

This service is applicable for Seniors Club - Retire Plus Privilege Savings Account holders only. For verification purpose, please provide the first 6 digits of your Debit Card number.

Account Variants

Seniors Club – Regular Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and Hindu Undivided Family (HUF) customers, above age of 60 years.

Minimum Monthly Average Balance (MAB): ₹4,500

Features:

  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Debit Card.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit (FD). Know More
  • Banking made convenient with Doorstep Banking service.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Silver Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹25,000

Features:

  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Debit Card.
  • Get cash withdrawal limit of ₹50,000 per day and transaction limit of ₹100,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of an FD. Know More
  • Banking made convenient with Doorstep Banking service.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through Real Time Gross Settlement (RTGS) and National Electronics Funds Transfer System (NEFT).
  • No charges on Demand Draft (DD)/ Pay Order (PO) up to ₹100,000 per day.
  • Free anywhere banking across all branches.
  • 15% discount on annual fee of Safe Deposit lockers.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Gold Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹50,000

Features:

  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
  • Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of an FD. Know More
  • Banking made convenient with Doorstep Banking service.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • No charges on DD/ PO up to ₹150,000 per day.
  • Free anywhere banking across all branches.
  • 20% discount on annual fee of Safe Deposit locker.
  • Waiver on Trading Account opening fee and Demat Annual Maintenance Charges (AMC) for the first year.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Gold Plus Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above the age of 57 (for defence personnel, the age criteria will be 50 years and above and they should be retired).

Minimum MAB: ₹50,000

Features:

  • Earn FD interest rate on account balance in excess of ₹75,000 through FD created in multiples of ₹25,000. Enjoy the liquidity of a Savings Account when the balance falls below ₹75,000. The FD created will be broken down in multiples of ₹5,000.
  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
  • Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
  • Banking made convenient with Doorstep Banking service.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • Free multi-city chequebook.
  • No charges on DD/ PO up to ₹150,000 per day.
  • Free anywhere banking across all branches.
  • 20% discount on annual fee of Safe Deposit locker.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Click here for terms and conditions of Gold Plus Privilege Savings Account.

Seniors Club – Titanium Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹125,000

Features:

  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details
  • Dedicated Branch Relationship Manager to address banking and investment needs
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue
  • Exciting discount offers and Visa privileges on Titanium Privilege Debit Card.
  • Get cash withdrawal limit of ₹100,000 per day and transaction limit of ₹150,000 per day
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit Know More
  • Banking made convenient with Doorstep Banking service
  • Free unlimited access to ATMs of all banks
  • Free unlimited cash transactions at branch
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility
  • Free online transactions through RTGS and NEFT
  • Free multi-city chequebook
  • Complete waiver on DD/ PO charges
  • Free anywhere banking across all branches
  • 40% discount on annual fee of Safe Deposit locker
  • Waiver on Trading Account opening fee and Demat AMC for the first year
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Savings Account portability


You can request for transfer of your Savings Account from one branch of ICICI Bank to another through Internet Banking or our Customer Care. Alternatively, you can submit a written request at the nearest ICICI Bank branch.

The account will be transferred within 2 working days without:

  • Suspending the account operations
  • Change in the account number
  • Surrender of Debit Card or cheque book.

Nomination facility


  • You can nominate a person as beneficiary to your account proceeds.
  • Nomination facility available for bank deposits.
  • There can be only one Nominee for a deposit account whether held singly or jointly.
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
  • Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
  • For details, visit the nearest branch.

Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party goods, products, services and offers.

*Complimentary Group Safeguard Insurance with Hospital Daily Cash benefit is applicable only on Gold, Gold Plus and Titanium variant of Seniors Club Savings Account

^Applicable on Gold Plus variant of Seniors Club Savings Account.

# Applicable on Titanium and Wealth variant of Retire Plus Savings Account.

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