Silver Savings Account

Available to

All cities

All cities

Eligibility

Resident Indian, >18yrs

Resident Indian, >60yrs

Minimum monthly average balance (MAB)*MAB is the simple average of day-end balances for a calendar month.

Rs.25,000
MAB requirement waived subject to FD of min Rs.1.25 lacs under the same Cust ID

Rs.25,000
MAB requirement waived subject to FD of min Rs.1.25 lacs under the same Cust ID

Cash Transaction Charges
Home Branch (Branch where the account is opened or ported)
(Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.)

1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month.

2) Value Limit (Sum total of deposits and withdrawals) Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher
a) Non-Home branch – Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

1) Number Limit (Sum total of deposits and withdrawals) Rs 150 per transaction, post 5 free cash transactions per month.

2) Value Limit (Sum total of deposits and withdrawals) Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.
a) Non-Home branch – Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.
For Senior Citizen customers accounts, while the limit of Rs 25,000 per transaction will be applicable, the accounts will not be charged.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions).
Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions).
Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations.

Nil

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Nil

Nil

Issue of DD drawn on ICICI Bank by cheque/transfer

Nil for D.D. up to Rs.100,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000

Nil for D.D. up to Rs.100,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000

Debit Card Fees annual fees

Rs.150
For Gramin locations - Rs.99

Nil

Cheque Books

Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter

Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter

Value Added SMS alert facility
(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

Nil

Nil

Charges for non maintenance of minimum monthly average balance (NMMAB)

6% of the shortfall in required MAB or Rs. 500 whichever is lower.

6% of the shortfall in required MAB or Rs. 500 whichever is lower.