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This is an insurance scheme that offers life insurance cover for death due to any reason. Eligible persons must fall within the age group of 18 to 50 years and must having a bank account as well as give their consent to join / enable auto-debit to avail of PMJJBY. Primary KYC details for this account will be the Aadhaar card. Those that avail of it will get a life cover of Rs. 2 lakhs which shall be available for a one-year period beginning 1st June and ending on 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. For enrolments through the online mode, the annual premium for the PMJJBY is Rs 436 and through the offline mode, the annual premium is Rs. 436 starting from June 1 to May 31.

 

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Accident Insurance Scheme that offers accidental death and disability cover for death or disability on account of an accident. Eligible persons must fall within the age group of 18 to 70 years and must having a bank account as well as give their consent to join / enable auto-debit to avail of PMSBY. Primary KYC details for this account will be the Aadhaar card. Those that avail of it will get a life cover of Rs. 2 lakhs which shall be available for a one year period beginning 1st June and ending on 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of accidental death or full disability of the insured and Rs 1 lakh in case of partial disability. For enrolments through the online mode, the annual premium for the PMSBY is Rs 20 and through the offline mode, the annual premium is Rs. 20 starting from June 1 to May which will be auto-debited from the enrolled person’s account. The individual will then be eligible for a total coverage amount of Rs 2 lakh in case of accidental/ unexpected death or full disability and Rs 1 lakh in case of partial permanent disability.

 

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