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Choose your Deposit Product

Fixed Deposits (FD)
iWish Goal Based Savings
Recurring Deposits (RD)

Fixed Deposit

Meet your short & long term goals with an FD, earning higher interest with flexible tenures. FD provides safety, instant liquidity and tax benefits for your investment.

Assured & attractive returns

Open in 60 seconds

Free from market ups & downs

Manage digitally

Calculate & compare to find a suitable FD for you

Explore more

Fixed Deposits tailored for you

Fixed Deposit:
  • Start with ₹10,000
  • Flexible tenure from 7 days to 10 years
  • Auto-renewal for continued earnings
  • Liquidity with Overdraft
Money Multiplier
Fixed Deposit
  • Start with ₹5,000
  • Flexible tenure from 1 year to 10 years
  • Liquidity of a Savings Account
  • Automatic reverse sweep facility for individual customers when the balance in the Savings Accounts falls below ₹10,000
  • FDs will be broken in Last-In, First-Out (LIFO) basis for reverse sweep
Tax Saver
Fixed Deposit
  • Dual benefits - assured returns & tax savings
  • Tax deduction of up to ₹1.5 lakh under Section 80C of Income Tax Act
  • Save taxes of up to ₹46,800 annually
  • Flexible interest payout - monthly, quarterly or on maturity
  • No premature closure

iWish Goal Based Savings

The smart way to save for what matters the most

Save any amount anytime

No penalty on missed deposits

Digitally track & manage your goals

Add funds from any bank account

For every wish of yours, there is an iWish

Know more

Recurring Deposit

A safe investment option providing assured returns and it is designed to help you achieve your dreams through small regular investments

Start as low as ₹500

Assured & attractive returns

Open in 60 seconds

Manage digitally

Calculate your long term earnings by saving small

Calculate RD returns
Regular Deposits tailored for you
Recurring Deposit
  • Disciplined savings
  • Minimum investment amount
  • Assured & attractive returns
  • Open in 60 seconds
  • Manage digitally

Popular FAQs about Deposits

What is a Fixed Deposit?

A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.

What are the types of FDs offered by ICICI Bank?

ICICI Bank offers two types of FDs:

Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit

Cumulative Fixed Deposit: Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.

Who can invest in ICICI Bank Fixed Deposits?

Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:

  • Residents

  • Hindu Undivided Families

  • Sole Proprietorship Firms

  • Partnership Firms

  • Limited Companies

  • Trust Accounts

  • Non-Resident Indians

  • Minors with Guardianship.

Also, the Savings Account should be KYC verified.

What is the rate of interest on ICICI Bank Fixed Deposits?

ICICI Bank offers attractive interest rates on Fixed Deposits. Click here to view the current rates.

How do I open a Fixed Deposit Account online?

With ICICI Bank you can open a Fixed Deposit Account anytime, anywhere through any of the following channels such as iMobile Pay App, Internet Banking, Branch Visit, ATM or by contacting Customer Care.

What is the minimum amount required to open an FD?

A minimum deposit of ₹10,000 is necessary to open an ICICI Bank Fixed Deposit Account. For Recurring Deposits, a minimum deposit of ₹500 is required and later deposits in multiples of ₹100 (monthly).

What is the minimum and the maximum tenure for a Fixed Deposit?

ICICI Bank offers a flexible tenure for FDs that ranges from 7 days to 10 years.

How can I calculate the rate of interest on my Fixed Deposit?

You can calculate the interest rate using ICICI Bank FD Calculator. Please click here to use ICICI Bank FD Calculator

What are the steps to create an FD Account through Internet Banking?

  1. Log in to ICICI Bank Internet Banking

  2. Go to ‘Bank Accounts’

  3. Select ‘Deposits’

  4. Click on ‘Create FD’

  5. Select your FD type

  6. Enter your investment amount. You can open an FD for an amount equal to or greater than ₹10,000

  7. Select your FD tenure & Interest payout option

  8. Click on ‘Create FD’. You have successfully opened an FD Account with ICICI Bank.