Presenting EMI on ICICI Bank Debit Card in association with FlipkartPresenting EMI on ICICI Bank Debit Card in association with Flipkart
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Presenting EMI on ICICI Bank Debit Card in association with Flipkart

Presenting EMI on ICICI Bank Debit Card in association with Flipkart. You've got it right, it’s on your debit card!

This facility allows ICICI Bank Debit Card customers to convert their high value transactions into easy instalments.

Simply choose your desired product on Flipkart and choose 'Easy Installments' for payments.

Exclusive features:

  • No documentation
  • No need for any security deposit or down payment
  • One click transaction and conversion to EMI
  • Easy re-payments from linked savings/ current account

How it works:

  • Choose your favourite product and add it in your cart
  • Proceed to Checkout
  • Select 'Easy Installments' and choose 'ICICI Bank Debit Card EMI'
  • Choose between tenures 3, 6, 9 and 12 months
  • Authorise the transaction using your debit card details like debit card number, expiry date and CVV
  • Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.

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Terms and Condition of Debit card offer


  • This Bank Debit EMI Facility (“Facility”) is being enabled by ICICI Bank Limited (“Bank” or “Bank”) on, Flipkart mobile app and Flipkart mobile site (collectively “Platform”), which Platform is owned and operated by Flipkart Internet Private Limited (“Flipkart”, “We” or “Our”).
  • This Facility is extended by the Bank on the Platform to its select customers who hold a valid debit card issued by Bank (“Customer”/ “You”/ “Your” and “Card”).
  • By using this Facility, You agree to be bound by:
    1. these terms and conditions (“T&C”);
    2. the Terms of Use, Privacy Policy and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Platform; and
    3. All applicable terms and conditions of the Bank.

Facility Details

  • Upon availing this Facility, You will be deemed to have accepted the following clause: “I understand, agree and accept that upon completing payment by ICICI Bank Debit card EMI option, I am submitting a valid pre-approved EMI application to ICICI Bank governed by the terms provided under ‘Terms and Conditions for EMI conversion on Debit Card’ (“ICICI Bank Pre Approved EMI Terms”). By completing the purchase through the debit card EMI option, I will be deemed to have read, fully comprehended and accepted the ICICI Bank Pre Approved Debit Card EMI Terms.”
  • At any given point in time, You will be eligible to avail this Facility for purchase of products on the Platform, the price of which can range between Rs. 8000 and Rs. 1,00,000.
  • The price of the product purchased through the Facility along with applicable interest of 14% per annum will be repayable by You to the Bank in equated monthly instalments (“EMI”) over the EMI Term opted by You. “EMI Term” means 3 months, 6 months or 9 months or 12 months, as opted by You.
  • The monthly EMI amount will be auto-debited every month from Your Card-linked savings or current account on a particular date as specified in your EMI statement.
  • In case You cancel the purchase transaction completed through the Facility, refunds will be processed as per the ICICI Pre Approved EMI Terms by the Bank.
  • Applicable processing fees will be charged for availing the Facility by the Bank which may be waived off during promotional events or campaigns
  • All decisions regarding eligibility of the Customer as decided by Bank is final.

Other Terms and Conditions

  • Bank shall not be liable for any technical errors occurring on the Platform. Similarly, Flipkart shall not be liable for any failure by Bank to extend the Facility to You/ process payments for any technical issues. For any issues regarding Debit EMI transactions, contact Bank’s customer care.
  • Products sold on the Platform are subject to availability from the respective sellers and accordingly Bank or Flipkart in no circumstances shall be liable for non-availability of any of the products.
  • Bank does not endorse any of the products or brands being sold on the Platform and will not accept any liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability of the sellers on the Platform.
  • Bank and Flipkart reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary these T&C. 
  • Bank and Flipkart reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to withdraw the provision of this Facility to You.
  • Pictures of products shown in the communication sent to customers, either through mailers or advertised on the Platform, are representative only and may not bear a resemblance to the actual products.  None of the parties shall under any circumstances be responsible towards the same. 
  • You shall indemnify and hold Bank and/ or Flipkart harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Bank and/ or Flipkart as a consequence of (i) Your violation of these T&C, of the terms of user agreement or privacy policy (subject to change) as mentioned on the Platform; (ii) Your violation of applicable laws; and (iii) any action or inaction resulting in willful misconduct or negligence on Your part.
  • All government taxes/ duties shall be payable by You.
  • This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.