A minimum Quarterly Average Balance (QAB) of only Rs 50,000*
Dynamic Free Limits for Cash & Non-cash Transactions based on MAB maintained**
InstaBIZ: A Super Banking app for all your Business Banking needs
Smart GST: Auto-fetch challans and make error-free GST payments in one click
Banking Plus: Avail Special Discounts & Offers from our partners to accelerate your business growth
Free NEFT/ RTGS Transactions carried out through online channels or at the branch
Complimentary Gold Business Banking Debit Card
Quarterly Average Balance (QAB) Waiver***
2 Outward Cheque Returns and 150 Cheque leaves per month****
100 branch transactions and 50 Demand Drafts (DDs)/ Pay Orders (POs) per month****.
*QAB requirement will reduce to 50% for select Semi Urban and Rural branches, i.e. Rs 25,000.
**Anywhere Free Cash Deposit of up to 10 times the maintained MAB or Rs 1.2 crore, whichever is lower.
***Waiver applicable if:
Transaction is active on Digi Pack
Connected Banking Throughput is > Rs 25,000 for the quarter
Auto Debit for Asset Linked EMI is active in the Account.
****For every Rs 1 lakh of balance maintained.
T&Cs. Please refer the Schedule of Charges for detailed information.
Connected Banking: Integrated Banking and Accounting solutions from <60+> partners for easy reconciliation and elimination of data entry duplication
API Banking with ICICI Bank: Streamline your banking/payment needs with API Integration
Cash Management Services: A full range of offerings for efficient management of receivables and payables
Trade Online: 24x7 Import-Export transactions from anywhere
Biz Circle: An Online Business Networking platform for Small & Medium Enterprises (SMEs) and Start-ups to grow their business.
For a seamless digital experience
- 24x7 updates on your business transactions
- Instant Overdrafts & Business Loans
- Seamless payments & collections
- Round-the-clock Export-Import Banking
- Tax payment online with ease
- One view of business transactions
- Trade MIS for overview on trade services
- Role-based access
- Easy Bulk Payments using multiple file upload
- Single and Bulk Payment/Collection Solution
- Collect payment through UPI or QR Code
- Auto Bank reconciliation
- API Integration with individual business.
- Trade Bill Regularisation
- Letter of Credit
- Trade Collection Bills
- Export Packaging Credit/Packaging Credit in Foreign Currency
- Bank Guarantee