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2 mins Read | 2 Years Ago

Reasons why ICICI Bank’s Insta Save account is the best savings account for you



You don’t need to spend time commuting to and from the Bank’s branch anymore, to open a Savings Account. Now, open an Insta Save Account with ICICI Bank, right from the comfort of your home. The online/Savings Account provides access to the best-in-class financial products, offers, and numerous benefits. Read further to know more.

When you think of opening a Savings Account, it would mostly require you to visit the Bank with the necessary documents. Today, it’s not essential to go to the Bank, when you can open a Savings Account online. ICICI Bank’s Insta Save Account is an instant Savings Account. Individuals above 18 years of age holding an Aadhaar Card and PAN, can easily open a savings account online, from the comfort of their home or office, with a secure internet connection.

ICICI Bank’s Insta Save Account offers a paperless and hassle-free process of opening a Savings Account online, with just a simple video KYC. This Insta Save Account caters to all your needs at all stages of life, whether you want to save, invest, borrow, spend or secure, it has the best of the lot to offer. It saves time, money, and effort.

What is Insta Save Account?

Insta Save Account is a lifestyle-oriented Savings Account, designed to fulfil all your financial needs. It is India’s most comprehensive Savings Account, and gives you access to the best-in-class financial products, with 350+ online services and exciting offers. You can choose to open and operate this account from the comfort of your home, be it to save, invest, borrow, spend or secure. It covers everything.

Reasons why you should opt for Insta Save Account:

  • Online account opening
  • You can apply for the Insta Save Account, online. As proof, share your Aadhaar and PAN Card details only, for a KYC.

  • ATM withdrawal:
  • As an Account holder, you can make five ATM withdrawals, every month, without incurring any charges. However, you must ensure that the Account has a minimum average balance of at least Rs 10,000.

  • Complementary Debit Card:
  • Once you open an Instant Savings Account with ICICI Bank, you will get a Platinum Debit Card. You can access the Debit Card on the iMobile Pay app too, using the virtual Debit Card facility.

  • Purchase Protection Insurance:
  • Get purchase protection of Rs 50,000, for goods purchased using an ICICI Bank Debit Card in cases of theft, fire, or loss of the card.

  • Earn Reward Points:
  • With an Insta Save Account Smart Shopper Silver Debit Card, get exciting offers on online shopping, restaurants, groceries, appliances, travel, and much more. The Debit Card also offers special Visa privileges.

  • Invest on the go
  • Earn better interest on deposits, by investing in ICICI Bank’s Recurring Deposit iWish, a goal-based investment plan. With the Insta Save Account, you can instantly start investing in Mutual Funds and choose from 30 plus AMCs, without a physical KYC. Typically, a Demat Account is required when you are trading or for an IPO; however, Insta Save Account holders don’t need to open a Demat Account when applying for an IPO.

  • Easy accessibility on iMobile Pay:
  • The ‘Discover’ feature on the iMobile Pay app Dashboard, helps analyse your spending. It also lists out personalised recommendations, transaction timeline, and summary of the service requests, initiated by them.

  • iPlay vieos:
  • In case you have any query related to your Account or want to apply or know more about other financial products, ICICI Bank offers online assistance through 300+ iPlay online demos and videos, to make banking easier.

    How does one open an Insta Save Account:

    1. Enter your mobile number, e-mail and PAN
    2. Authenticate your Aadhaar Card details with an OTP
    3. Accept Terms and Conditions
    4. Complete your Video KYC as a final step, and enjoy the benefits of the Savings Account.

    Opening a Savings Account is always beneficial. It secures your funds, while at the same time, you earn a nominal interest on the savings. The Account can only be opened by those that do not have a Savings Account with ICICI Bank. Open the Insta Save Account, and grab exciting offers!

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