₹25 Lakh Home Loan EMI Up to 20 Years

Owning your home is a significant milestone and finding the right financing is crucial. ICICI Bank offers a range of Home Loan solutions, including loans of up to Rs 25 lakh, to simplify your path to homeownership. In this blog, we will look into the specifics of ICICI Bank's Rs 25 lakh Home Loan EMI and explore how it can be tailored to your unique needs.

EMI for a Rs 25 Lakh Home Loan

The EMI for a Rs 25 lakh Home Loan depends on factors such as the loan tenure and interest rate. ICICI Bank offers competitive interest rates, for Home Loan tenures of up to 30 years. This flexibility ensures that you can choose an EMI plan that fits your budget.

Here's a breakdown of the Rs 25 Lakh Home Loan EMI at an illustrative interest rate of 8.75%:

Loan Tenure: 10 years

Monthly EMI: ₹31,332

Loan Tenure: 20 years

Monthly EMI: ₹22,093

Applying for a Rs 25 Lakh Home Loan

Getting started with ICICI Bank's 25 lakh Home Loan is quick and hassle-free. Our digital application process consists of just five simple steps:

Enter your basic details
Check your eligibility
Pay the processing fee
Upload / Submit required documents
Get provisional sanction.

Eligibility criteria* for a Rs 25 lakh Home Loan

ICICI Bank considers various factors to assess your eligibility for a Home Loan of Rs 25 lakh. These factors include your monthly income, fixed obligations, age and more. Our goal is to ensure that the loan is structured in a way that comfortably aligns with your financial capacity.

*Terms and Conditions apply

Documents required for a Rs 25 lakh Home Loan

We have streamlined the documentation process to make it as straightforward as possible. To apply for a Rs 25 lakh Home Loan with ICICI Bank, you will need:

Application form with a signed photograph.
Identity proof, residence proof and age proof
Last 6 months' Bank statement
Last 3 months' salary slips
Processing fee cheque
Form 16/Income Tax Returns.

ICICI Bank is committed to bringing you closer to owning your own place. With our user-friendly application process, competitive interest rates and customisable EMI options, securing a Rs 25 lakh Home Loan has never been more simple. Take a step towards your own home with confidence and convenience with a Home Loan from ICICI Bank.

25 Lakh Home Loan EMI FAQs

What is the EMI for a Rs 25 lakh Home Loan?

The EMI for a Rs 25 lakh Home Loan can vary depending on the loan tenure and interest rate. With ICICI Bank's competitive rates, we can help you find an EMI plan that suits your budget.

What is the Monthly Interest on a Rs 25 lakh Home Loan?

The monthly interest on a Rs 25 lakh Home Loan depends on the applicable interest rate. You can discuss this with our experts to determine the exact amount.