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Funds Transfer

How to send money using Internet Banking

You can send money to your loved ones / transfer rent / transfer money within your bank accounts etc. in a secure and convenient manner. Check out these simple steps for easy fund transfers anytime, anywhere with ICICI Bank Internet Banking right away!

How to send money using iMobile app

Watch and follow the simple steps for easy fund transfers anytime, anywhere. You can send money to your loved ones / transfer rent / transfer money within your bank accounts etc. in a secure and convenient manner. So set aside your fund transfer hassles, try iMobile app right away!

How to Add/Remove Payee using iMobile app and Internet Banking

The new age mantra is to go cashless, but it becomes an annoying task when you have to add payee details every time you transfer money. Well, not anymore! Here’s how ICICI Bank iMobile app and Internet Banking enables you to add or delete a payee details with these simple and easy steps

You can Transfer Funds to :

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Your own ICICI Bank Account

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Transfer Funds to your own ICICI Bank account across India enables you to transfer funds instantly between any of your ICICI Bank accounts that are linked to your Internet Banking User ID

Linking your accounts

To transfer funds to your own ICICI Bank Account your account needs to be linked.
To know how to link your accounts Click here

Step by step process
- Login to www.icicibank.com
- Go to Payments & Transfer and click on Funds Transfer
- Select Transfer Funds to Your own ICICI Bank Account
- Select your other ICICI Bank account
- Enter details like Transaction amount, Transaction remarks
- Enter One Time Password (OTP) to complete your transaction
- Your Transaction gets completed and your payment confirmation number will be displayed on screen.
How can I get my Internet Banking User ID and Password?

Your Internet Banking User ID and Password is provided in your Welcome Kit given at the time of account opening. In case you have forgotten your User ID, call our 24 hour Customer Care and authenticate yourself on IVR by entering 16 digit card number and 4 digit ATM PIN to get your User ID instantly over the call. To generate your Internet Banking password online, Click here

How can I register my mobile number?

Register your mobile number at select ICICI Bank ATMs. Click here to view demo. You can also, visit your nearest ICICI Bank Branch to register your mobile number. Know more

Other ICICI Bank Account

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Transfer funds to your other ICICI Bank Account enables you to transfer funds to any account of ICICI Bank instantly. All you need to do is log on to ICICIBank.com; complete a one-time registration and confirm the ICICI Bank Account number to which you wish to transfer funds.

Step by step process
- Login to www.icicibank.com
- Go to Payments & Transfer and click on Funds Transfer
- Select Transfer Funds to Other ICICI Bank Account
- Select Payee from the list of registered Payees
- Enter details like Transaction amount, Transaction remarks
- Enter Your ATM/Debit Card Grid value
- Your Transaction gets completed and your payment confirmation number will be displayed on screen
Transaction Timings

Transfer funds to other ICICI Bank Account across India is available 24x7. It enables you can transfer funds instantly to any ICICI Bank account.

Transaction Limits

Minimum limit - Re. 1
Maximum Limit - Rs. 10 Lakh

Transaction Charges

Transaction charges for Transfer of funds to other ICICI Bank Account across India is NIL

How can I get my Internet Banking User ID and Password?

Your Internet Banking User ID and Password is provided in your Welcome Kit given at the time of account opening. In case you have forgotten your User ID, call our 24 hour Customer Care and authenticate yourself on IVR by entering 16 digit card number and 4 digit ATM PIN to get your User ID instantly over the call. To generate your Internet Banking password online, Click here

How can I register my mobile number?

Register your mobile number at select ICICI Bank ATMs. Click here to view demo. You can also, visit your nearest ICICI Bank Branch to register your mobile number. Know more

Other Bank Account using NEFT

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Transfer funds to Other Bank Account using NEFT enables you to transfer funds from any ICICI Bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

To know more on Transfer Funds to Other Bank Account using NEFT Click here

NEFT/RTGS- Contact Details of Customer Facilitation Centres directory placed on the Reserve Bank's website

Step by step process
- Login to www.icicibank.com
- Go to Payments & Transfer and click on Funds Transfer
- Select Transfer Funds to Other Bank Accounts
- Select Payee from the list of registered Payees
- Enter details like Transaction amount, Transaction remarks
- Enter Your ATM/Debit Card Grid value
- Your Transaction gets completed and your payment confirmation number will be displayed on screen

NEFT(RIB & iMobile)

Transaction Limits/Timing	01.00 hrs – 19.00 hrs	00.00 hrs – 01.00 hrs and 19.00 hrs – 00.00 hrs	2nd & 4th Saturday, Sunday & RTGS Holidays
Minimum	Re. 1	Re. 1	Re. 1
Maximum	Rs. 10 Lakh or 25 Lakh (Based on customer segment)	Rs. 2 Lakh	Rs. 2 Lakh

Transaction Charges

For Online Channels:
Transaction charge for National Electronic Funds Transfer (NEFT) initiated through online modes (i.e. Internet Banking, iMobile app, Mera iMobile app and Pockets app) is Nil.

For Branches:
Amounts upto Rs 10,000 - Rs 2.25+ Applicable GST
Amounts above Rs 10,000 and upto Rs 1 lakh - Rs 4.75 + Applicable GST
Amounts above Rs 1 lakh and upto Rs 2 lakh - Rs 14.75 + Applicable GST
Amounts above Rs 2 lakh upto Rs 10 lakh - Rs 24.75 + Applicable GST

How can I get my Internet Banking User ID and Password?

Your Internet Banking User ID and Password is provided in your Welcome Kit given at the time of account opening. In case you have forgotten your User ID, call our 24 hour Customer Care and authenticate yourself on IVR by entering 16 digit card number and 4 digit ATM PIN to get your User ID instantly over the call. To generate your Internet Banking password online, Click here

How can I register my mobile number?

Register your mobile number at select ICICI Bank ATMs. Click here to view demo. You can also, visit your nearest ICICI Bank Branch to register your mobile number. Know more

Other Bank Account using RTGS

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The acronym 'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds thusTransfer funds to Other Bank Account using RTGS enables you to transfer funds real time from any ICICI Bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

To know more on Transfer Funds to Other Bank Account using RTGS Click here

Step by step process
- Login to www.icicibank.com
- Go to Payments & Transfer and click on Funds Transfer
- Select Transfer Funds to Other Bank Accounts
- Select Payee from the list of registered Payees
- Enter details like Transaction amount, Transaction remarks
- Enter Your ATM/Debit Card Grid value
- Your Transaction gets completed and your payment confirmation number will be displayed on screen
Transaction Timings

Monday to Saturday - 7:00 AM to 6 PM
(Except 2nd and 4th Saturday)

Transaction Limits

Minimum limit - Rs. 2 Lakh
Maximum Limit - Rs. 10 Lakh

Transaction Charges

For Online Channels:
Transaction charge for Real Time Gross Settlement (RTGS) initiated through online modes (i.e. Internet Banking, iMobile app, Mera iMobile app and Pockets app) is Nil.

For Branches:
Amount above 2 lakh upto Rs 5 lakh - Rs 20 + Applicable GST
Amounts above 5 lakh - Rs 45 + Applicable GST

How can I get my Internet Banking User ID and Password?

Your Internet Banking User ID and Password is provided in your Welcome Kit given at the time of account opening. In case you have forgotten your User ID, call our 24 hour Customer Care and authenticate yourself on IVR by entering 16 digit card number and 4 digit ATM PIN to get your User ID instantly over the call. To generate your Internet Banking password online, Click here

How can I register my mobile number?

Register your mobile number at select ICICI Bank ATMs. Click here to view demo. You can also, visit your nearest ICICI Bank Branch to register your mobile number. Know more

Other Bank Account Using IMPS (24*7)

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Immediate Payment Service is an interbank electronic instant mobile money transfer service. IMPS from ICICI Bank helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through Funds Transfer using IMPS (24*7) option . This service is available 24x7, throughout the year including Sundays and any bank holiday.

How to generate MMID

Internet - Login to ICICI Bank.com >> Click on Generate / Retrieve MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Generate / Retrieve MMID.

SMS - sms MMID [space] last 4 digits of your account number to 9222208888 >> You will receive an sms carrying your 7-digit MMID for this bank account, e.g., 9229134. You can similarly generate MMIDs for all other accounts that you may have with us.

Step by step process

For IMPS using Mobile Number and MMID:

Login to www.icicibank.com
Go to Payments & Transfer and click on Funds Transfer
Select Transfer Funds through IMPS using Mobile Number and MMID
Select the account from which you wish to transfer funds
Enter Payee Mobile number, Payee MMID, transaction amount and remarks
Enter One Time Password (OTP) and Your ATM/Debit Card Grid value to complete your transaction
Your Transaction gets completed and your payment confirmation number will be displayed on screen

For IMPS using Account Number and IFSC:

Login to www.icicibank.com
Go to Payments & Transfer
Select Transfer Funds to Other Bank Accounts
Select Payee from the list of registered Payees
Enter details like Transaction amount, Transaction remarks.
Enter Your ATM/Debit Card Grid value
Your Transaction gets completed and your payment confirmation number will be displayed on screen

Transaction Timings

IMPS service is available 24x7, throughout the year including Sundays and bank holiday.

Transaction Limits

Minimum Limit: Re 1
Maximum Limit for IMPS - IFSC: Rs. 2 Lakh
Maximum Limit for IMPS - MMID:
1. Limit of 2 transactions per day.
2. Up to Rs. 10,000 per transaction.

Transaction Charges

For transactions upto Rs 1 lakh the charges are Rs 5 + Applicable GST.
Amounts above Rs 1 lakh and upto Rs 2 lakh - Rs 15 + Applicable GST

List of Participating Banks

The list of participating banks using Mobile number and MMID :

Allahabad Bank	IDBI Bank	State Bank of India
Andhra Bank	Indian Bank	State Bank of Mysore
Axis Bank	Indian Overseas Bank	State Bank of Patiala
Bank of Baroda	IndusInd Bank	State Bank of Travancore
Bank of Maharashtra	ING Vysya Bank	Syndicate Bank
Bank of India	Jammu & Kashmir Bank	Tamilnad Mercantile Bank
BNP Paribas	Janata Sahakari Bank, Pune	The A P Mahesh Co-op. Urban Bank Ltd
Bassein Catholic Co-op Bank	Karnataka Bank	The Greater Bombay Co-operative Bank LTD
Canara Bank	Karur Vysya Bank	The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India)
Catholic Syrian Bank	Kotak Mahindra Bank	The Thane Janata Sahakari Bank Ltd
Central Bank of India	Lakshmi Vilas Bank	UCO Bank (UCO)
Citibank	Oriental Bank of Commerce	Union Bank of India
Corporation Bank	Punjab and Maharashtra Co-operative Bank	United Bank of India
Dena Bank	Punjab National Bank	Vijaya Bank
Development Credit Bank	Saraswat Bank	Yes Bank
Dhanlaxmi Bank	South Indian Bank
Dombivli Nagari Sahakari Bank Ltd (DNSB)	Standard Chartered Bank
Federal Bank	State Bank of Bikaner and Jaipur
HDFC Bank	State Bank of Hyderabad

The list of participating banks using Account number and IFSC :

Andhra Bank	Federal Bank	Saraswat Bank
Axis Bank	Greater Bombay Bank	State Bank of Hyderabad
Bank of Baroda	HSBC	State Bank of India
Bassein Catholic Co-operative Bank	ICICI Bank	Syndicate Bank
BNP Paribas	IDBI Bank	Tamilnad Mercantile Bank
Canara Bank	Indian Bank	Thane Janata Sahakari Bank
Corporation Bank	Jammu & Kashmir Bank	The A P Mahesh Urban Co-operative Urban Bank
Cosmos Co-operative Bank	Janata Sahakari Bank	Union Bank of India
DBS Bank	Karur Vysya Bank	United Bank of India
Dena Bank	Mehsana Urban Co-op Bank	Vijaya Bank
Dombivli Nagari Sahkari Bank	Punjab & Maharashtra Co-op Bank	Yes Bank

Transfer Funds through

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Money2India

Money2India.com- A convenient, secure and online money transfer tracking service offered by ICICI Bank for sending money from overseas to India. Click here to know more.

Transfer funds from:

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Your Pockets Account

With Pockets, you can transfer money not only to bank accounts, but even to mobile number, email id, Google+ or Facebook id. What’s more, you can also request money from friends! Click here to know more.

Transfer funds abroad:

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Money2World

Money2World - An easy and convenient online outward remittance service offered by ICICI Bank to resident Indians for sending money online from India to overseas. Click here to know more.

Internet Banking

Resident ICICI Bank customers can simply login to the Internet Banking using their login ID and password and click on the Fund Transfer Abroad tab to initiate money transfers overseas. Click here to know more.

Branch Based

Your nearest forex enabled ICICI Bank branch can assist you in sending money abroad. Transfer money using Wire Transfer or Foreign Currency Demand Drafts. Click here to know more.