Low interest rate
Avail of a Personal Loan with ROI starting from 10.50%* p.a. throughout the loan tenure
Loan amount range
You have the flexibility to choose loan amount ranging from ₹ 50,000 to ₹ 25 Lakhs*

Flexible tenure options
You can opt for a loan tenure ranging from 12 to 72* months for your Personal Loan
Low EMI amount
EMI amount starting from ₹ 1878 per ₹ 1 Lakh Personal Loan amount for a tenure of 6 years
No collateral required
You do not need to provide any collateral or any security for your Personal Loan application
Minimal documentation
Apply for Personal Loan with zero or only a few documents with paperless approval
Easy application process
Filling Personal Loan application is quick, simple and easy to apply

Quick disbursement
Once your Personal Loan is approved, the fund will be credited to your account within 3 seconds
Pre Approved offers
Select existing customers can avail of an instant paperless pre approved amount in just 3 seconds
Digital process
Apply online and enjoy a complete digital and human contact-free application processes.
No restriction on usage
Personal Loan doesn’t have any restrictions on the end usage; unless you use it for any illegal or unlawful purchase.
Quick assistance
Just apply online and get quick assistance from our sales team for your loan application.
MULTI-PURPOSE PERSONAL LOAN FROM ICICI BANK
How to apply for a Personal Loan online?


Fill and submit your Personal Loan application and check your eligibility
Select Loan amount and tenure, as per your requirement

Check your Personal Loan approval status
Personal Loan for approved application, will be disbursed in your Savings Account
Personal Loan Eligibility Criteria
- Over 23 years old and a resident of India
- Salaried individual, having a regular monthly income of ₹ 30,000+
- Having a good bureau score
- Having a Savings Account with any of the banks in India
RELATED PERSONAL LOAN VIDEOS
POPULAR PERSONAL LOAN FAQS
What is a Personal Loan?
How does one avail an instant Personal Loan online with ICICI Bank?
What are the required documents for a Personal Loan with ICICI Bank?
Do I need to provide a security or collateral to apply for a Personal Loan with ICICI Bank?
What is the minimum and maximum amount of Personal Loan offered by ICICI Bank?
What is the interest rate on an ICICI Bank Personal Loan?
What is the repayment tenure of a Personal Loan?
What is the Personal Loan processing time?
What are the advantages of taking a Personal Loan with ICICI Bank?
Can I foreclose my loan with ICICI Bank?
Does a Personal Loan offer tax benefits?
What are the eligibility criteria for a Personal Loan?
Why should you choose ICICI Bank Personal Loan?
OTHER TYPES OF PERSONAL LOANS

New Personal Loan
Looking for a fresh Personal Loan? Check your eligibility by filling personal and professional details and select a loan amount, which suits your requirement.

Top-up Personal Loan
Need more funds over and above your existing Personal Loans from ICICI Bank? Opt for our Top-up Loan at attractive rates of interest.

Personal Loan Balance Transfer
Do you have an existing Personal Loan from another bank? Transfer your existing Personal Loan to ICICI Bank at a lower rate of interest.

Fresher Funding
Looking for a Personal Loan, just after your first salary at your first job? Check your eligibility now and fulfil your dreams with Personal Loan.

Flexicash
Looking for a short-term instant credit? Avail of a line of credit overdraft facility and pay interest on the amount you use and for the period you use it for.

NRI Personal Loan
Are you working abroad and looking for a Personal Loan? Apply for a collateral free Personal Loan with a simplified documentation process.

Pre Qualified Personal Loan
Looking for personalised offers with minimal documentation? Apply now, and get the benefit of an online easy application process.

Pre Approved Instant Personal Loan
Looking for an instant Personal Loan in just few clicks? Check your eligibility for a pre-approved offer and avail of a Personal Loan within just 3 seconds.

Business Loan
Are you a self-employed professional looking for a loan? Apply for an unsecured loan, similar to a Personal Loan; but specifically designed for your business use.
RELATED PERSONAL LOAN LINKS

Relationship Based Loans

E-mandate

EMI net banking

Personal Loan Application Process

Documents

Online Application Process
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