Personal loan upto ₹ 20,00,000

What are you waiting for

How much would you like?

  • Tenure (In Months)

  • Interest Rate (p.a)

  • EMI (Monthly)

  • Total Repayment


T&C apply. The values shown are for representation purposes only. Actual values may differ.

Personal Loan

Dreaming of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with ICICI Bank Personal Loans.

  SMS PL to 5676766

  SMS PL to 5676766

Introduction to ICICI Bank Personal Loan

Introduction to ICICI Bank Personal Loan

Introduction to ICICI Bank Personal Loan
  • Multi-purpose personal loan
  • Fixed rate of Interest, Interest charged on monthly reducing basis
  • Flexible tenures up to 60 months
  • No security, no collateral
  • Loan payable in easy installments
  • Repayment through Auto-debit / ECS / PDC

End use of the ICICI Bank Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.

Benefits of ICICI Bank Personal Loan : Convenient and Fast

Get a personal loan without any security or guarantor with minimum documentation. Loan Disbursement within 72 hours* of document submission.

  • Interest rate remains unchanged throughout the loan tenure
  • Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time.
  • Quick processing
  • Direct credit of the loan amount through Fund Transfer (FT)
  • Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months
For assistance, request a callback
Interest Rates

Interest Rates

Interest Rates

Attractive interest rates as low as 10.99% onwards* on your personal loan.




Personal Loan Online application facility with a built in eligibility calculator to know eligibility in less than 60 seconds and an EMI Calculator tool to finalise your offer before you apply. Get personal loans up to Rs. 20 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors. We offer flexible repayment option of 12-60* months.

Cover your loan liability

Cover your loan liability

Cover your loan liability

Insure your Personal Loan liability with 'All Safe' Insurance.

Customer Testimonials

"Thanks for the help you extended towards my immediate personal loan requirement. The efforts put by Mr. Rakesh going out of his way to help me get my personal loan facility immediately approved and disbursed was worth appreciating. It is because of people like you that customer satisfaction is achieved and it feels great coming back to ICICI Bank again. Once again thank you for the help extended by the ICICI Bank Personal Loan Team"


Go Green Initiative

As part of the ‘Go Green’ initiative - an endeavor to reduce use of paper and make our contribution to this noble cause, the below mentioned documents related to your Personal Loans will be sent on your e-mail ID registered with us, with effect from February 05, 2017.

  • No Due Certificate
  • Refund Letter
  • Pending Dues Letter

Also, we wish to inform you that if your e-mail ID is not available, communication will be sent through physical letters.

If your e-mail ID is not registered with us, we request you to visit your nearest loan servicing branch or call our Customer Care and update your e-mail ID.


ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.