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Instant Home Loan Fees & Charges

Following are all the fees and charges applicable while availing the loan

Charges and Fees

Loan type	Instant Home Loan
Loan Processing Charges / Renewal Charges	0.25 % + AT*
CIBIL Report Charges	Rs. 50 + AT*
Administrative Charges	Rs. 5000 + AT* or 0.25% + AT (whichever is lower)
ICICI Group	NIL

NOTE: AT* - Applicable taxes

Types of Pre-Payment Charges	Charges
Floating Rate of Interest	NIL

NOTE:

Pre-payment charges mentioned above are applicable on full repayment of loan
Applicable only for Non-Individual borrowers(Private Ltd , Public Ltd ,Partnership Firms , Proprietorship firms , HUF)
Nil charges on part pre-payment of the loan
Charges will be calculated on the principal outstanding on the loan closure date
If the borrower/s makes full prepayment within one year of part prepayment , the full prepayment fees shall be applicable on amount prepaid to foreclose the loan and on all amounts tendered by the Borrower/s towards prepayment of the facility during the last one year from the date of final prepayment

Floating to Floating	Dual Fixed Rate to Floating	Floating to Dual Fixed Rate	Lifetime Fixed to Floating
0.5 % of the Outstanding + applicable taxes	0.5 % of the outstanding + applicable taxes	0.5 % of the outstanding + applicable taxes	1.75 % of the outstanding + applicable taxes

Repayment Mode Swap Charges	Rs. 500
Documents Retrieval Charges	Rs. 500
Cheque / AD / ECS / Bounce Charges	Rs. 500
Duplicate No Objection Certificate / No Due Certificate	Rs. 100
Revalidation of No Objection Certificate	Rs. 100
Late payment chargers - Home Loan	2 % Per Month