What is a Loan Against Property and what are its benefits?
Loan against property or LAP is a secured loan type that allows you to pledge your property in exchange for a loan. Let’s get to know what is LAP and what are its benefits.
You can now apply for Top-Up on your existing Home Loan and use the funds to fulfill a host of requirements such as home renovation, marriage expenses, business expansion, funding of your child’s higher education or any other personal need with combination of overdraft facility.
What’s more, if you have an existing Home Loan with us, applying for a Top-Up loan gets simpler, hassle- free and with minimal documentation.
Following are some prominent features of ICICI Bank Top Up Loan:
Tenure up to 20 years
Quick processing with combination of overdraft facility
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Top-up Loan allows customers to avail of a certain amount of money, over and above the existing Home Loan.
You can get Top-up Loan of up to 100% of the original loan amount sanctioned.
Yes. You can borrow money on an existing Home Loan in the form of Top-up Loan.
The minimum Top-up amount that can be availed of is Rs 50,000.
Yes. It is a good option to take a Top-up Loan on a Home Loan, as it is easily available at better rate of interest and longer tenure as compared with the other options.
Applying for a Loan Against Property is a great option to put your financial worries to rest. On the other hand, it can be a daunting task when you actually want to evaluate your monthly instalments. However, that can be resolved by using a Loan Against Property EMI Calculator. Read on to know how you can use this free online tool.
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