Starting your Career?

Education Loan

Looking to upskill or enhance your education? Our Education Loan helps relieve the financial burden.

• No collateral for select courses
• Rs 50 lakh for course in India
• Rs 1 crore for courses abroad

Personal Loan

Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.

• Loan up to Rs 20 lakh
• Even freshers are eligible

Credit Card

Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.

• Discounts on shopping, dining
• Chip card to prevent fraud

Pay Later

Facing end-of-month cash crunch? Get 45-day zero interest credit with PayLater that allows you to purchase now and pay later.

• Activate on mobile
• Pay bills or shop online
• Use UPI to pay merchants

Car Loan

Make your first car purchase with our pre-approved Car Loan and up to 100% on-road finance.

• Tenure up to 7 years
• Instant processing / approval

Expressions Debit Card

Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points

• Joining benefits
• Exclusive dining offers
• Complimentary lounge access

Travel Card

Get yourself a travel card and save hassle of carrying foreign currency. Also avoid currency fluctuations.

• Available in 15 currencies
• Joining benefits and rewards

WhatsApp Banking

Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.

• Get account balance
• Know last 3 transactions

Cardless Cash Withdrawal

Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM

• 24x7 service
• Network of 10,000+ ATMS

Life Insurance

Life is unpredictable, but your finances shouldn't be. Start early with Life Insurance and stay ahead in securing your family.

• Tax benefits under Sections 80C and 80D
• Lesser premiums at a younger age
• Easy claim settlement

Health Insurance

Benefits of buying Health Insurance early in life:

• Bypass the waiting period on serious diseases: There is less scope of pre-existing diseases at a younger age leading to easier claims on serious diseases later in life
• Covers much more than just hospitalization: Covers day care procedures, OPD expenses etc.

Travel Insurance

Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.

• Premium starting at Rs 60 per day
• Covers emergency hospitalisation
• Cover against passport or baggage loss, flight delays

Motor Insurance

A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.

• Quick policy issuance through a paperless process
• Road side assistance
• 3400+ cashless network garages

Systematic Investment Plan

Start with an SIP early in your career and see the power of compounding work magic on your investments.

• 2,000+ mutual fund schemes
• Purchase or redeem online

Invest In Stocks

Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.

PPF

Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years

• Tax exemption under Section 80C
• Deposit as low as Rs 50

Mutual Funds

Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).

• Research on 200+ schemes
• Portfolio and tax gain reports

NPS

Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.

• Fully tax exempt on withdrawal
• Select investment mix

iWish flexible RD

Thinking about your dreams? Bring them to reality with regular savings in iWish.

• Create and manage goals online
• Option to start small
• Stable returns similar to RD

RD

Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD

• Initial minimum deposit Rs 500
• Minimum tenure 6 months
• Loan against deposit