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ICICI Bank Business Credit Card provides a solution to manage all business expenses, from interest-free credit period, payment tracking and record keeping to cashless purchases.
Featured Cards
| Card Type | Business Ascent Credit Card |
Business Cashback Black Card |
Business Essential Card |
| Joining fee (1st year) | Rs 2,000 + GST | Rs 1,500 + GST | Rs 1,000 + GST |
| Annual fee (2nd year onwards) | Rs 1,500 + GST (no annual fee if spends are over Rs 7.5 lakh) | Rs 1,000 + GST | Rs 1,000 + GST (no annual fee if spends are over Rs 5 lakh) |
| Joining benefits | 3,000 PAYBACK Points from ICICI Bank Rewards | Rs 1,500 joining fee will be reversed if Rs 75,000 is transacted within 60 days from setup date. | 2,000 PAYBACK Points from ICICI Bank Rewards |
| Renewal benefits | 2,000 PAYBACK Points from ICICI Bank Rewards | Rs 1,000 annual fee will be reversed if Rs 7,50,000 is transacted in the previous year from anniversary date. | 1,500 PAYBACK Points from ICICI Bank Rewards |
| Rewards platform | ICICI Bank Rewards | Cashback | ICICI Bank Rewards |
| Earn rate | 1 PAYBACK Point = 0.25 paise | 1. Up to 1% cashback on your monthly bill outstanding up to Rs 2,000 2. Earn additional 0.20% cashback on your card outstanding by paying within 7 days from statement date. |
1 PAYBACK Point = 0.25 paise |
| Redemption platform | On PAYBACK website or at any of the PAYBACK Partner stores or at their website. Redemption of points against fuel at select HPCL fuel pumps. | Cashback will be credited in the monthly statement. | On PAYBACK website or at any of the PAYBACK Partner stores or at their website. Redemption of points against fuel at select HPCL fuel pumps. |
| Airline benefits/Other benefits | 1. Voucher for international Wi-Fi hotspots under Boingo Programme. 2. Voucher for co-working spaces from Breathing Rooms. |
1. Docusign: Up to 30% discount on electronic signature. 2. Evernote: Free premium subscription for 3 months 3. Co-Working Space: 20% off with Awfis 4. Webhosting Services: Up to 21% off on AWS and Bigrock 5. Telecommunications: Exciting offers on Airtel Internet Leased Line. |
Nil |
| Fuel surcharge waiver | 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. | 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. | 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. |
| Insurance benefits | Air Accident cover of Rs 25 lakh. | Air Accident cover of Rs 75 lakh. | Air Accident cover of Rs 25 lakh. |
| Airport lounges | 8 complimentary access per calendar year. | 2 complimentary access per quarter at select airport lounges. | Nil |
| Card Type | Platinum Business Card |
Business Cashback Blue Card |
Business Gold Card |
| Joining fee (1st year) | Rs 999 + GST | Rs 500 + GST | Nil |
| Annual fee (2nd year onwards) | Rs 999 + GST | Rs 500 + GST | Nil |
| Joining benefits | Nil | Rs 500 joining fee will be reversed if Rs 50,000 is transacted within 60 days from setup date. | Nil |
| Renewal benefits | Nil | Rs 500 annual fee will be reversed if Rs 5,00,000 is transacted in the previous year from anniversary date. | Nil |
| Rewards platform | Handpicked Rewards (HPR) | Cashback | ICICI Bank Rewards |
| Earn rate | 1 HPR for every Rs 200 spent* (*eligible on all spends, except utilities, insurance, fuel & tax payments) (1 HPR = 0.75 paise) |
1. Up to 1% cashback on your monthly bill outstanding up to Rs 500 2. Earn additional 0.20% cashback on your card outstanding by paying within 7 days from statement date. |
1 ICICI Bank Reward for every Rs 200 spent* (*eligible on all spends except utilities, insurance, fuel & tax payments) (1 ICICI Bank Reward = 0.30 paise) |
| Redemption platform | Select gift from our website | Cashback will be credited in the monthly statement | Select gift from our website |
| Airline benefits/Other benefits | Nil | 1. Docusign: Minimum of 10% off up to a maximum of 30% discount on electronic signature. 2. Evernote: Free premium subscription for 3 months 3. Co-Working Space: 20% off with Awfis 4. Webhosting Services: Up to 21% off on AWS and Bigrock 5. Telecommunications: Exciting offers on Airtel Internet Leased Line. |
Nil |
| Fuel surcharge waiver | 1% fuel surcharge waiver up to Rs 4,000 at all petrol pumps. | 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. | 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. |
| Insurance benefits | Air Accident cover of Rs 25 lakh. | Air Accident cover of Rs 75 lakh. | Air Accident cover of Rs 10 lakh. |
| Airport lounges | 2 complimentary access per quarter at select airport lounges. | 2 complimentary access per quarter at select airport lounges. | Nil |
| ✓ Interest-free credit period | ✓ Reward, offers and discounts |
| ✓ Fuel surcharge waiver | ✓ Online expense management |
| ✓ Complimentary lounge access | ✓ Insurance coverage |
| ✓ Travel and entertainment expenses | ✓ Vendor payment management |
| ✓ Fuel, electricity, insurance and other utilities | ✓ Other miscellaneous expenses |
| ✓ Office supplies and entertainment expenses | ✓ Professional and marketing cost |
