ICICI Bank Business Credit Card

ICICI Bank Business Credit Card provides a solution to manage all business expenses, from interest-free credit period, payment tracking and record keeping to cashless purchases.

Featured Cards

Card Type Business Ascent Credit Card

Business Cashback Black Card

Business Essential Card

Joining fee (1st year) Rs 2,000 + GST Rs 1,500 + GST Rs 1,000 + GST
Annual fee (2nd year onwards) Rs 1,500 + GST (no annual fee if spends are over Rs 7.5 lakh) Rs 1,000 + GST Rs 1,000 + GST (no annual fee if spends are over Rs 5 lakh)
Joining benefits 3,000 PAYBACK Points from ICICI Bank Rewards Rs 1,500 joining fee will be reversed if Rs 75,000 is transacted within 60 days from setup date. 2,000 PAYBACK Points from ICICI Bank Rewards
Renewal benefits 2,000 PAYBACK Points from ICICI Bank Rewards Rs 1,000 annual fee will be reversed if Rs 7,50,000 is transacted in the previous year from anniversary date. 1,500 PAYBACK Points from ICICI Bank Rewards
Rewards platform ICICI Bank Rewards Cashback ICICI Bank Rewards
Earn rate 1 PAYBACK Point = 0.25 paise 1. Up to 1% cashback on your monthly bill outstanding up to Rs 2,000
2. Earn additional 0.20% cashback on your card outstanding by paying within 7 days from statement date.
1 PAYBACK Point = 0.25 paise
Redemption platform On PAYBACK website or at any of the PAYBACK Partner stores or at their website. Redemption of points against fuel at select HPCL fuel pumps. Cashback will be credited in the monthly statement. On PAYBACK website or at any of the PAYBACK Partner stores or at their website. Redemption of points against fuel at select HPCL fuel pumps.
Airline benefits/Other benefits 1. Voucher for international Wi-Fi hotspots under Boingo Programme.
2. Voucher for co-working spaces from Breathing Rooms.
1. Docusign:  Up to 30% discount on electronic signature.
2. Evernote: Free premium subscription for 3 months
3. Co-Working Space: 20% off with Awfis
4. Webhosting Services: Up to 21% off on AWS and Bigrock
5. Telecommunications: Exciting offers on Airtel Internet Leased Line.
Nil
Fuel surcharge waiver 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine.
Insurance benefits Air Accident cover of Rs 25 lakh. Air Accident cover of Rs 75 lakh. Air Accident cover of Rs 25 lakh.
Airport lounges 8 complimentary access per calendar year. 2 complimentary access per quarter at select airport lounges. Nil

 

Card Type Platinum Business Card

Business Cashback Blue Card

Business Gold Card

Joining fee (1st year) Rs 999 + GST Rs 500 + GST Nil
Annual fee (2nd year onwards) Rs 999 + GST Rs 500 + GST Nil
Joining benefits Nil Rs 500 joining fee will be reversed if Rs 50,000 is transacted within 60 days from setup date. Nil
Renewal benefits Nil Rs 500 annual fee will be reversed if Rs 5,00,000 is transacted in the previous year from anniversary date. Nil
Rewards platform Handpicked Rewards (HPR) Cashback ICICI Bank Rewards
Earn rate 1 HPR for every Rs 200 spent*
(*eligible on all spends, except utilities, insurance, fuel & tax payments) (1 HPR = 0.75 paise)
1. Up to 1% cashback on your monthly bill outstanding up to Rs 500
2. Earn additional 0.20% cashback on your card outstanding by paying within 7 days from statement date.
1 ICICI Bank Reward for every Rs 200 spent* (*eligible on all spends except utilities, insurance, fuel & tax payments) (1 ICICI Bank Reward = 0.30 paise)
Redemption platform Select gift from our website Cashback will be credited in the monthly statement Select gift from our website
Airline benefits/Other benefits Nil 1. Docusign: Minimum of 10% off up to a maximum of 30% discount on electronic signature.
2. Evernote: Free premium subscription for 3 months
3. Co-Working Space: 20% off with Awfis
4. Webhosting Services: Up to 21% off on AWS and Bigrock
5. Telecommunications: Exciting offers on Airtel Internet Leased Line.
Nil
Fuel surcharge waiver 1% fuel surcharge waiver up to Rs 4,000 at all petrol pumps. 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine. 1% fuel surcharge waiver up to Rs 4,000 at HPCL petrol pumps on ICICI Merchant Services Swipe Machine.
Insurance benefits Air Accident cover of Rs 25 lakh. Air Accident cover of Rs 75 lakh. Air Accident cover of Rs 10 lakh.
Airport lounges 2 complimentary access per quarter at select airport lounges. 2 complimentary access per quarter at select airport lounges. Nil

Why ICICI Bank Business Credit Card?


Interest-free credit period Reward, offers and discounts
Fuel surcharge waiver Online expense management
Complimentary lounge access Insurance coverage

The Business Credit Card is used in the name of the entity for:


Travel and entertainment expenses Vendor payment management
Fuel, electricity, insurance and other utilities Other miscellaneous expenses
Office supplies and entertainment expenses Professional and marketing cost