Savings & Rewards

Disclaimer: The Reserve Bank of India (RBI) has, vide order dated April 23, 2021, imposed restrictions on American Express Banking Corp. from on-boarding new domestic customers onto their card networks, with effect from May 01, 2021. Accordingly, ICICI Bank Limited shall be unable to accept further applications for ICICI Bank Credit Cards on the American Express Network. However, please note that this order does not impact existing customers.


Reduce fuel bills with 2.5% Cashback

Up to ₹ 100 cashback on fuel purchases at HPCL pumps can be availed with your ICICI Bank HPCL Coral American Express Credit Card every month.


Please note: With effect from May 20, 2017, 2.5% cashback on fuel purchases at HPCL fuel pumps will be applicable on minimum transaction value of ₹500.

Save on 1% fuel surcharge

When you use your ICICI Bank HPCL Coral American Express Credit Card, 1% fuel surcharge will not be levied on fuel transactions upto Rs.4,000 at HPCL pumps.


Rewards powered by PAYBACK

PAYBACK is India's largest multi-brand loyalty programme and your card entitles you to earn PAYBACK Points from ICICI Bank Rewards on all your retail transactions.


Enjoy accelerated 3X rewards, i.e on every ₹ 100 spent, get 6 ICICI Bank Reward Points, powered by PAYBACK on fuel spends at HPCL pumps & 2 PAYBACK Points from ICICI Bank Rewards on all other retail spends.


Now you can redeem PAYBACK Points from ICICI Bank Rewards at HPCL pumps itself! Every 2,000 PAYBACK Points earn you fuel worth ₹ 500.


This redemption option is available through PAYBACK Points from ICICI Bank Rewards. For Terms & Conditions and more details, please visit


₹ 199 Annual Fee Savings

Here's the smart way to enjoy maximum benefits without having to pay for it! Just ensure you spend ₹ 50,000 or more annually on your Card and we will reverse your Annual Fee (₹ 199) for that year.


All valid retail transactions in an anniversary year will be counted; any fee / charges will not be counted. The Card should not be canceled or delinquent at the time of positing the annual Fee reversal to be eligible for this offer. This is applicable for Annual Fee levy at the end of the first year and subsequent years.


American Express is trademark of American Express. This card is issued by ICICI Bank pursuant to a license from
American Express.