Fees and Charges

Disclaimer: The Reserve Bank of India (RBI) has, vide order dated April 23, 2021, imposed restrictions on American Express Banking Corp. from on-boarding new domestic customers onto their card networks, with effect from May 01, 2021. Accordingly, ICICI Bank Limited shall be unable to accept further applications for ICICI Bank Credit Cards on the American Express Network. However, please note that this order does not impact existing customers.

 

Joining & Annual Fees

  • Joining Fee - ₹ 199 + goods and services tax
  • Annual Fee (First year) - NIL
  • Annual Fee (Second year onwards) - ₹ 199* + goods and services tax
  • Supplementary Card Fee - NIL
  • Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

Please refer to the Most Important Terms & Conditions (MITC) for other charges.