We understand the importance of growing your money
Mutual Funds
Mutual Fund is a long term investment option for achieving your life goals like retirement planning, child’s higher education and long term wealth creation. You are investing in stocks or bonds of companies through Mutual Funds with the help of expert Fund Managers. Now you can invest in any Mutual Funds online with your ICICI Bank Savings Account with zero charges and you can select mutual funds from any Mutual Fund house for investment.

PPF
PPF ( Public Provident Fund) is an investment option to fulfill your long term financial needs like child education planning, retirement planning or long term wealth creation. You can open a PPF account instantly online and funds can be transferred from your linked savings account anytime. Open a PPF now and enjoy tax exemption on your investment and returns which is computed at 7.6%*per annum.
NPS
National Pension Scheme (NPS) is an investment option to plan for your pension requirements operable from anywhere in India. NPS is handled by expert Fund Managers who invests in stocks and bonds. NPS also gives you extra tax benefits of Rs. 50,000 under section 80CCD of Income Tax in addition to the 1,50,000 tax exemption limit under 80CCE. You can open your NPS account online with ICICI Bank Savings Account and invest online using the funds in your account.
*Rate of Interest is decided by the Government of India from time to time.
Fixed Deposit (FD)
Fixed Deposits(FD) offers a safe investment option which gives you more returns than the balances in your Savings account. FD can be opened online and has a fixed rate of Interest and you can withdraw the interest amount monthly/quarterly/annually for your expenses. A Special Tax saver FD can give you a tax exemption of up to Rs 1,50,000 under section 80CCE of Income Tax Act. You can even take a loan against your FD in case of urgent fund requirements.
Recurring Deposit (RD)
Recurring Deposits (RD) can be opened online and offers a safe investment option which gives you more returns than your Savings Account balances. You can transfer small investment amounts every month to RD. Loan facility is also available for the amount against your RD.
iWish
iWish is a flexible Recurring Deposit which you can open online and allows you to save for your goals as and when you have the funds giving you a Fixed Deposit rate of return. You can set the financial goal for a minimum period of 6 months or for a maximum tenure of 10 years with iWish.
Life Insurance helps to protect your loved ones financially in case of an unfortunate demise of the insured. It is a long term investment option and helps to achieve your long term goals like pension planning for retirement. You can also get tax benefits up to Rs 1.5 lakh investment under section 80CCE of Income Tax Act. You can now open a life Insurance online with your ICICI Bank Savings Account
Life Insurance Plans and Policies

Term Insurance Plans
Get a life cover at ₹ 494*/month, and your family will get ₹ 50 lakh in your absence
*Conditions apply

HEALTH INSURANCE PLANS
Get a cover against heart & cancer ailments at ₹88*/day
*Conditions apply
GENERAL INSURANCE
General Insurance helps to protect you financially in case of an unforeseen event like hospitalization, burglary, natural disaster, car theft, riots etc.

Car Insurance
- Avail Car Insurance online instantly with minimum paperwork
- Roadside assistance* and zero depreciation cover*
- Cashless services at 3,500+ network garages across the country.

Health Insurance
- Lifetime renewability, cover for AYUSH treatments
- Quick claim service guarantee, add-on covers and even tax benefits
- Secure yourself from surging medical costs and unexpected health issues with the Health Booster Policy
- The Personal Protect Insurance policy covers you against Accidental Death and Permanent Total Disability (PTD) on account of Accident and acts of terrorism

Travel Insurance
- Protects the insured from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays
- International Travel Insurance comes with benefits like checked-in baggage loss/ delay and even worldwide cashless hospitalisation
- Gold Multi Trip Plan is designed for a frequent international traveller with a validity of 1 year and insured can choose between 3 options of 30, 45 and 60 days as the maximum duration per trip.
Other Benefits

Silver Savings Account
- Free Anywhere Banking across all branches
- 15% discount on locker annual locker rentals
- Free unlimited access to other banks’ ATMs

Gold Savings Account
- Exclusive Privilege Banking zones at branches
- 20% discount on annual locker rentals
- Free unlimited access to other banks’ ATMs

Titanium Savings Account
- A dedicated Privilege Banker
- Exclusive Privilege Banking Zones in branches
- 40% discount on annual locker rentals
- Free unlimited access to other banks’ ATMs
iMobile
iMobile, our award winning Mobile Banking app from ICICI Bank offers over 200+ banking services online and brings banking to your fingertips. You can check balances and transactions, transfer funds, pay bills, open fixed and recurring deposits and much more. To know more click here.

Demo Videos
Watch demos of various banking services offered by ICICI Bank including internet banking, mobile banking and ATM banking
Offers
ICICI Bank brings you offers to complement your lifestyle whether it be travel, apparels, grocery, electronics or restaurants. Become a winner with ICICI Bank Savings Account. Here are some of our offers for you.
₹ 225 off every Tuesday on a minimum transaction of ₹1,500 from Grofers
10% instant discount every Wednesday on purchase of ₹3,000 and above at Myntra
Minimum 15% discount* across 2,500+ restaurants such as Café Coffee Day, TGIF, Pizza Hut etc
Get flat ₹1,000 off on a minimum purchase of ₹15000 on home appliances and electronic items at Croma every Thursday
Internet Banking
You can safely and conveniently manage your finances from home or office with ICICI Bank's Internet Banking. Transfer money, pay bills, shop, book tickets and do much more with our net banking. To know more click here.

Demo Videos
Watch demos of various banking services offered by ICICI Bank including internet banking, mobile banking and ATM banking
iMobile
ICICI Bank brings you offers to complement your lifestyle whether it be travel, apparels, grocery, electronics or restaurants. Become a winner with ICICI Bank Savings Account. Here are some of our offers for you.
₹ 225 off every Tuesday on a minimum transaction of ₹1,500 from Grofers
10% instant discount every Wednesday on purchase of ₹3,000 and above at Myntra
Minimum 15% discount* across 2,500+ restaurants such as Café Coffee Day, TGIF, Pizza Hut etc
Get flat ₹1,000 off on a minimum purchase of ₹15000 on home appliances and electronic items at Croma every Thursday
*T&C APPLY

Touch Banking
You can now do banking round the clock, even on Sundays and holidays! Click here to find out other advantages that you get with our self service branches.

Demo Videos
Watch demos of various banking services offered by ICICI Bank including internet banking, mobile banking and ATM banking
Offers
ICICI Bank brings you offers to complement your lifestyle whether it be travel, apparels, grocery, electronics or restaurants. Become a winner with ICICI Bank Savings Account. Here are some of our offers for you.
₹ 225 off every Tuesday on a minimum transaction of ₹1,500 from Grofers
10% instant discount every Wednesday on purchase of ₹3,000 and above at Myntra
Minimum 15% discount* across 2,500+ restaurants such as Café Coffee Day, TGIF, Pizza Hut etc
Get flat ₹1,000 off on a minimum purchase of ₹15000 on home appliances and electronic items at Croma every Thursday
- Apply for Savings account online. Apply Now
- Send an SMS 'TAB' to 5676766
- Visit nearest ICICI Bank Branch
- Single account for individuals over 18 years and above can be opened online
- Aadhaar number with registered Mobile number is mandatory
- Permanent Account Number (PAN) is mandatory
Any one of the following documents would serve as proof of identity & address (OVD) of the Customer.
- Passport
- Driving Licence issued by Regional Transport Authority
- Voter ID
- Job card issued by NREGA signed by State Government Officer
- Letter from National Population Register
- Proof of possession of complete Aadhaar number
- Utility Bill not older than 2 months (electricity, telephone, post-paid mobile phone, piped gas, water bill).
- Property Tax Bill or Municipal Tax receipt not older than one year.
- Letter of allotment for accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies
- Leave and licence agreement with any of the above employers. Agreement to contain Customer’s name as Employee.
- Pension or family pension payment orders issued to retired employees by government departments or public sector undertakings, if they contain the address.
Saving Account FAQs
FAQs
I want to know the minimum balance policy for savings account?
The details regarding the Terms & Conditions and Monthly Average Balance/ service charges pertaining to the savings account (Based on the type of account you are holding) have been updated on our website www.icicibank.com > Rates and Charges (Bottom of the page) > Service Charges and Fees > Personal Banking > Savings Accounts.
Can I opt for multicity/ local cheque book through ATM?
Yes, Customer have a choice of selecting local/ multicity cheque however no frill,student ,semi urban and rural account holders will get a local cheque book.
Is PAN card compulsory to open a savings account?
Yes. As per regulatory guidelines, a PAN card is mandatory to open a savings account.