Planning for family’s goals

Home Loan

Your changing family situation may require a bigger space. Avail of a Home Loan and welcome your child into a new house.

• Instant approval available
• Tenure up to 30 years

Credit Card

Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.

• Discounts on shopping, dining
• Add-on cards available

Personal Loan

Whether it’s an urgent medical expense, or home repair and renovation, get Personal Loans up to Rs 20 lakh.

• Offers instant approval
• Disbursement within 3 seconds

Car Loan

It’s time to upgrade your car or buy one with more safety features. Get a pre-approved Car Loan with 100% of on-road finance.

• Tenure up to 7 years
• Instant processing / approval

Gold Loan

Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.

• It is a 3 to 12 months loan
• Attractive interest rates applicable

Auto Debit

Pay your Credit Card bills automatically with auto debit. It offers the flexibility to pay the entire bill or the minimum amount.

• Set up auto debit on ICICI Bank Internet Banking
• No additional charges are applicable

Travel Card

Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.

• Available in 15 currencies
• Joining benefits and rewards

Cardless Cash Withdrawal

Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM

• 24x7 service
• Network of 10,000+ ATMS

Expressions Debit Card

Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points

• Joining benefits
• Exclusive dining offers
• Complimentary lounge access

WhatsApp Banking

Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.

• Get account balance
• Know last 3 transactions

Life Insurance

New beginnings lead to new responsibilities. Take charge and protect your family's future with Life Insurance.

• Option to get extra cover against accidental death
• Flexible options to customise your plan
• Over 3 crore lives secured

Health Insurance

Life can sometimes take unexpected turns. Having a Health Insurance plan will help you being prepared for it.

• Premium starting at Rs 11 per day for cover options ranging from 5 to 25 lakh
• Cover expenses beyond hospitalisation; pre & post hospitalisation, day care procedures, alternate treatments etc.
• Cashless hospitalisation at 4500+ network hospitals

Health Top Up

Have you ever thought that your existing Health Insurance might not be enough?

• Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
• Deductible options of Rs 3,4,5 lakh
• No waiting period for declared and accepted pre-existing diseases

Home Content Insurance

Secure your household with ICICI Lombard Home Content Insurance.

• Protect your home appliances against fire, burglary, riots or storms
• Just Rs 375 a year

Motor Insurance

A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.

• Quick policy issuance through a paperless process
• Road side assistance
• 3400+ cashless network garages

Travel Insurance

Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.

• Premium starting at Rs 60 per day
• Covers emergency hospitalisation
• Cover against passport or baggage loss, flight delays

Systematic Investment Plan

Start with an SIP early in your career and see the power of compounding work magic on your investments.

• 2,000+ mutual fund schemes
• Purchase or redeem online

Invest In Stocks

Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.

PPF

Future-proof your life with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years

• Tax exemption under Section 80C
• Online settlement process

Fixed Deposit (FD)

Put your idle fund to a profitable use. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.

• Tax Saver FD option available for tax savings
• Benefits of FD is safety of capital and assured returns

Mutual Funds

Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).

• Research on 200+ schemes
• Portfolio and tax gain reports

NPS

Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.

• Fully tax exempt on withdrawal
• Select investment mix

RD

Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD

• Minimum tenure 6 months
• Loan against deposit

iWish flexible RD

Thinking about your child’s future? Save for your family future with regular savings in iWish flexible RD.

• Flexible contribution
• Stable returns similar to RD

SSY

If you have a girl child, invest in her future with the Sukanya Samriddhi Yojana (SSY) Account, and also avail of tax benefits.

• Invest up to Rs 1.5 lakh yearly
• Get higher interest rate

Money Multiplier

Link your Savings Account to a Fixed Deposit to earn higher interest. Easy liquidity through automatic withdrawal from FD into account when balance goes below threshold.

• Minimum 1 year tenure
• Withdrawal from linked FD is possible