Open an account online; keep a track of the recurring transactions; avail of a loan against your account and much more.
Did you know? A Recurring Deposit (RD) can also be flexible. No penalty for missed payments with iWish a flexible RD.
Types of Recurring
Delightful Deposits - Pay Less. Buy More
We all yearn to buy the latest gadgets, designer jewellery or plan a dream holiday. Well, now is the perfect opportunity to buy all that you have been planning for by saving for it systematically every month. Get Recurring Deposit interest from ICICI Bank along with an attractive top-up from our partners, Croma, Tanishq and Thomas Cook.
iWish – Flexible Recurring Deposit
No penalties for missed payments
Does your deposit allow you to save any amount at any time? Switch to iWish the smarter deposit. to know more, click here
Deposit a minimum of Rs. 500 per month and thereafter, deposit in multiples of 100.
Nominate a single nominee to your account proceeds, whether held solely or jointly. Applicants are required to fill a form prescribed under the Banking Companies (Nomination Rules), 1985. For more details, visit your nearest ICICI Bank branch.
Period of Deposit
Make deposits for a minimum period of 6 months and thereafter in multiples of 3 months. Maximum tenure of Recurring Deposit would be 10 years.
- Loan against deposit
- High rates of interest (identical to the fixed deposit rates)
- From June 1, 2015, Tax Deduction at Source (TDS) shall be applicable on interest paid/ accrued on Recurring Deposits.
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