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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 5 crore)
8.65*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Plan Your Savings

Build up your savings using monthly instalments

  • Type of Customer:
Regular Monthly Deposit:
Min Max*
Savings Term:
Min Max*
  • Years

  • Months

  • Rate Of Interest: %
  • Maturity Date:
  • Total Interest:
  • Total Savings:
  • Type of Customer:
  • Desired Partner:
Monthly Deposit:
  • Tenure:
  • Rate Of Interest: %
  • Maturity Amount

  • Top-Up by Partner

  • Total Benefits Earned

*T&C apply

Recurring Deposit

Open an account online; keep a track of the recurring transactions; avail of a loan against your account and much more.


Did you know? A Recurring Deposit (RD) can also be flexible. No penalty for missed payments with iWish a flexible RD.


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iWish – flexible RD

No penalties for missed payments


Does your deposit allow you to save any amount at any time? Switch to iWish the smarter deposit. to know more, click here


Minimum Balance

Deposit a minimum of Rs. 500 per month and thereafter, deposit in multiples of 100.


Nominate a single nominee to your account proceeds, whether held solely or jointly. Applicants are required to fill a form prescribed under the Banking Companies (Nomination Rules), 1985. For more details, visit your nearest ICICI Bank branch.

Period of Deposit

Make deposits for a minimum period of 6 months and thereafter in multiples of 3 months. Maximum tenure of Recurring Deposit would be 10 years.

Other Features

  • Loan against deposit
  • High rates of interest (identical to the fixed deposit rates)
  • From June 1, 2015, Tax Deduction at Source (TDS) shall be applicable on interest paid/ accrued on Recurring Deposits.

Convenient booking through

  • ICICI Bank Branch
  • ICICI Bank Internet Banking
    • Log into using Internet Banking user ID and password
    • Click on Open Fixed/Recurring deposit in "My Accounts" section
    • Click on open Recurring Deposit
  • ICICI Bank Customer Care
    • Select language
    • Press "1" for existing customers
    • Press "1" for banking accounts
    • Enter Debit Card & PIN and speak to Phone Banking Officer