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Open an account online; keep a track of the recurring transactions; avail of a loan against your account and much more.
Did you know? A Recurring Deposit (RD) can also be flexible. No penalty for missed payments with iWish a flexible RD.
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Now successful debit of Recurring Deposit installments will earn rewards points under MySavings Rewards. To know more, click here.
iWish – flexible RD
No penalties for missed payments
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Deposit a minimum of Rs. 500 per month and thereafter, deposit in multiples of 100.
Nominate a single nominee to your account proceeds, whether held solely or jointly. Applicants are required to fill a form prescribed under the Banking Companies (Nomination Rules), 1985. For more details, visit your nearest ICICI Bank branch.
Period of Deposit
Make deposits for a minimum period of 6 months and thereafter in multiples of 3 months. Maximum tenure of Recurring Deposit would be 10 years.
- Loan against deposit
- High rates of interest (identical to the fixed deposit rates)
- From June 1, 2015, Tax Deduction at Source (TDS) shall be applicable on interest paid/ accrued on Recurring Deposits.
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