Features and benefits of Fixed Deposits
5 reasons why FD is the ideal investment option:
- Safety of your funds with the trust of ICICI Bank
- Assured returns on your investment
- Designed for convenience – Invest anytime, anywhere using our iMobile, Internet Banking, branches, ATMs or Customer Care
- Instant liquidity – Need funds for emergencies? Opt for partial withdrawal or get an Over Draft against your FD. Make premature withdrawals in multiples of Rs. 1,000 subject to applicable charges, get a Loan or Overdraft up to 90% of your FD amount and choose from monthly or quarterly payouts.
- Minimum Balance - You can avail of ICICI Bank Fixed Deposits for a minimum deposit of Rs 10,000 for General Customers and Rs 2,000 for Fixed Deposits for Minors.
- Loan against FD - Avail of a loan facility up to 90% of principal and accrued interest, safe custody of your FD receipts and automatic renewal of Deposit Account on completion of tenure. Loan against the fixed deposit maybe given to the depositors at the discretion of the bank
- Competitive interest rates.
Investment starts with as low as just Rs 10,000 across flexible tenures to suit your needs, from 7 days to up to 10 years.