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Fixed Deposit Calculator

Invest your idle funds in Fixed Deposit

  • Type of Customer:
  • Type of Fixed Deposit:
Amount:
Min Max*
  • Date Of FD:
  • Rate Of Interest:
  • Tenure:
    • Years

    • Months

    • Days

  • Maturity Date:
  • Total Interest:
  •  
  • Maturity value:

*T&C apply

 

Fixed Deposit

Opt for a Fixed Deposit Account and let your savings grow for 7 days or a decade!

Open a Fixed Deposit Account easily through a number of channels like Internet or Phone Banking or simply by visiting your nearest ICICI Bank branch.

 

Choice of Plans

Traditional Plan

Traditional Plan

Earn interest monthly/quarterly basis as per your convenience with a maturity period ranging from 7 days to 10 years.

Apply Now
Reinvestment Plan

Reinvestment Plan

Earn interest compounded quarterly and reinvested with the principal amount with a maturity period ranging from 6 months t

Apply Now
 Fixed Deposit (390 days tenure)

Fixed Deposit (390 days tenure)

Opt for 390 days Fixed Deposit Account and let your savings grow at optimum rate of interest.

Apply Now

Liquidity

liquidity

Make premature withdrawals in multiples of Rs. 1,000 subject to applicable charges, get a Loan or Overdraft up to 90% of your FD amount and choose from monthly or quarterly payouts.


liquidity
Minimum Balance

Minimum Balance

Minimum Balance

You can avail of ICICI Bank Fixed Deposits for a minimum deposit of Rs 10,000 for General Customers and Rs 2,000 for Fixed Deposits for Minors.


Loan Against FD

 Loan Against FD

Avail of a loan facility up to 90% of principal and accrued interest, safe custody of your FD receipts and automatic renewal of Deposit Account on completion of tenure. Loan against the fixed deposit maybe given to the depositors at the discretion of the bank.


 Loan Against FD

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Other Benefits

Avail of a loan facility up to 90% of principal and accrued interest, safe custody of your FD receipts and automatic renewal of Deposit Account on completion of tenure.
Loan against the fixed deposit maybe given to the depositors at the discretion of the bank.

Nomination

Nominate a single nominee to your account proceeds, whether held solely or jointly. Applicants are required to fill a form prescribed under the Banking Companies (Nomination Rules), 1985. For more details, visit your nearest ICICI Bank branch.

Joint Declaration Form for allowing Premature Repayment of Term Deposits

 


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Frequently Asked Questions (FAQs) for Fixed Deposit

what is fixed deposit (FD) account and how it works?


At ICICI Bank, we offer you Fixed Deposit which is one of the safe and secured instrument to invest into. Attractive rate of returns and flexibility to withdraw funds as and when require are some of the benefits of Fixed Deposit along with ease of investment and loan against deposit. Invest in ICICI Bank Fixed Deposit and give opportunity to your money to grow.

how to calculate fixed deposit interest?


The method of calculation on interest on a fixed deposit, both Traditional and Cumulative deposits is as under:

  • For Traditional fixed deposits with quarterly pay-outs interest is calculated based on annual rates (Simple Interest). However, in case of monthly pay-outs, interest is paid at a discounted value. For Traditional fixed deposits with quarterly pay-out, interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.
  • For Cumulative deposits, interest is compounded quarterly on completion of exact quarters. For the broken period beyond completed quarters, simple interest is calculated on the cumulated deposit amount for remaining number of days.
  • In case of premature withdrawal the interest is calculated on the principal amount for completed quarters and then for the balance period, interest is calculated for completed months and further for incomplete month on actual number of days.

what is the interest rate for fixed deposit?


Click here to view Interest rates offered by ICICI Bank on Fixed Deposits

how to open a fixed deposit account?


Open a Fixed Deposit Account easily through a number of channels like Internet or Phone Banking or simply by visiting your nearest ICICI Bank branch.

what is the minimum amount for fixed deposit?


You can avail of ICICI Bank Fixed Deposits for a minimum deposit of Rs 10,000.00 for General Customers and Rs 2,000.00 for Fixed Deposits for Minors

What is the minimum and maximum period for a fixed deposit?


Select from 2 Investment Plans:

  • Traditional Plan: Earn interest monthly/quarterly basis as per your convenience with a maturity period ranging from 7 days to 10 years.
  • Reinvestment Plan: Earn interest compounded quarterly and reinvested with the principal amount with a maturity period ranging from 6 months to 10 years.

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