Home Loan

Eligibility Criteria for Privilege Banking Customers

ICICI Bank offers Home Loans to Resident as well as Non Resident Indians.

  • You must be at least 21 years of age on sanction of the loan
  • The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier
  • You must be salaried or self-employed with a regular source of income
  • Minimum age of co-applicant should be 18 years

How to enhance your eligibility

  • If your spouse is an earning member, you can make him/ her the co-applicant. Their income will be considered to enhance the eligibility
  • In case of co-owners, they must necessarily be co-applicants


Documents required for the Sanctioning of Home Loan

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