Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Exclusive Programme Privileges

Privileges for You
Privileges for You
Privileges for Your family
Privileges for Your family
Privileges for Your business
Privileges for Your business
Privileges on Loans
Privileges on Loans
Privileges on Investment
Privileges on Investment
Rewarding privileges for You
  • Dedicated Relationship Manager for your complete Banking requirements
  • Flexibility to maintain account balance across Personal, Business & Family Accounts
  • Special Rates on Remittance
  • Premium Credit, Travel & Debit Card
  • Complimentary Accidental Insurance up to Rs. 40 lakhs.
Unmatched Privileges for Your Family
  • Programme Benefits extended to family members
  • Savings Account with Debit Card & Chequebook for young children
  • Campus Power solutions for Higher Education needs
  • Golden Years solutions for Senior Citizens with priority assistance
Best in class Privileges for your Business
  • No Minimum Balance required if Total Relationship Value is maintained
  • Grouping benefits provided across Current & Savings Account
  • Flexibility to choose Account Number
  • View/Transact with a Single Login for Current & Savings Account
  • Smart Current Account with Higher Free Transaction Limits
  • Single Current Account for Domestic & International transactions
  • Complimentary Gold Business Debit Card.
Exceptional privileges on Loans
  • Home Loan & Car Loan with Processing Fee Waiver
  • Personal Loan, Business Instalment Loan & Car Loan at preferential Interest Rates
  • Education Loan for India and Overseas at attractive Interest Rates.
Special privileges on Investments
  • No Account Opening & Annual Maintenance charges for first year on Demat Account
  • Brokerage Benefit up to Rs. 24,999 on Demat balance transfer
  • Mutual Fund investments across all 32 AMCs
  • Regular income through Golden Years FD & Monthly Income FD for senior citizens
  • Government-backed Savings Scheme for Senior Citizens (SCSS).

Explore our range of cards

Sapphiro Credit Card

Joining fee: 6,500 + GST

Annual fee: 3,500 + GST

  • Joining benefits up

    to Rs 9,000

  • Reward Points on International

    and Domestic spends

  • 4 complimentary Domestic and 2

    International Lounge visits per quarter

  • Complimentary membership to DreamFolks

    Membership Programme

Amazon Pay Credit Card

Joining fee: NIL

Annual fee: NIL

  • No Limit & Expiry Date on the

    rewards earned using the Card

  • Rewards earned can be used to make

    purchases from Amazon Pay partner merchants

  • No cost EMI for 3 & 6 month EMI

    options on

  • 1 Reward Point + Re 1 automatically

    credited as Amazon Pay Balance

Titanium Debit Card

Joining fee: NIL

Annual fee: NIL

  • Domestic Cash Withdrawal

    limit: Rs 100,000

  • Domestic Transaction limit:

    Rs 500,000 (POS or E-Com)

  • Zero Surcharge on Fuel


  • EMI on Debit Card


Titanium Family Debit Card

Joining fee: NIL

Annual fee: NIL

  • Domestic Transaction limit:

    Rs 300,000 (POS or E-Com)

  • Buy 2 get 2 free, on movie

    tickets from BookMyShow

  • Birthday dining offer & minimum

    15% discount at select restaurants

  • Complimentary 1+1 passengers’

    quarterly lounge access*

  • Earn Reward Points on

    Debit Card spends

  • Zero Surcharge on

    Fuel Purchases

  • *Primary member will get Titanium Family

    Debit Card, if the Family Account is linked.

Gold Business Debit Card

Joining fee: NIL

Annual fee: NIL

  • Daily Domestic Cash Withdrawal

    Limit of Rs 1,00,000

  • Daily Domestic Transaction Limit of

    Rs 3,00,000 (POS or e-com)

  • Zero Surcharge on Fuel


Multicurrency Forex Prepaid Card

Joining fee: NIL

Annual fee: NIL

  • Contactless transactions with 15

    currency options in a Single Account

  • Enhanced security and convenience

    of faster transactions

Sapphiro Forex Prepaid Card

Joining fee: Rs 2,999 + GST

Annual fee: Rs 999 + GST

  • Joining benefits of

    Rs 10,000

  • No mark-up charges on cross-currency

    transactions across 15 currencies

  • 2 complimentary lounge visits

    per quarter

  • 5% cashback on all Airlines and Hotel

    spends, up to Rs 3,000

Privilege Banking services at your fingertips


Fund Transfers, UPI, investments, bills payments, instant Loans & other banking services on the move


Loans, Fund Transfers, GST, bill payments & other business banking needs on the go

Retail Internet

Fund Transfers, bill payments, access Accounts and manage your finances from anywhere, anytime

Corporate Internet Banking

Round-the-clock bulk payments, Tax payments, utility bill payments, Trade Services and more

Banking Relations Considered

Deposits@       Or Assets*       Or Investments##
Savings Account: Rs. 1 lakh Home Loan/Loan Against Property: Rs. 50 lakh Demat Equity Balance: Rs. 10 lakhs
Or Or Or
Current Account: Rs 3 lakhs Secured Loans#: Rs 10 lakhs Monthly Forex: $20,000
Or Or  
Savings Account + Current Account + Fixed Deposit: Rs. 5 lakhs Unsecured Loans**: Rs 5 lakhs  
  Education Loan: Rs. 10 lakhs  
  Credit Card Limit: Rs 4 lakh  
  Commercial Vehicle Loan: Rs 25 lakhs  
  • @ Monthly Average Balances to be considered
  • *Disbursed amount to be considered for Loan relationship
  • ## Equity Balances to be considered for Demat relationship
  • #Secured Loans: Auto Loan, Business Loan, Commercial Vehicle Loan, Two-wheeler Loan, Kisan Credit Card, Jewel Loan, Commercial Business Funding, Farm Equipment & Inventory Funding, Kisan Kalp Vriksha and Rural Business Card
  • **Unsecured Loans: Personal Loan.

Schedule of Charges


Click here to view schedule of charges.

Click here to download the brochure.

Terms & Conditions

Privilege Banking FAQs

I am an existing ICICI Bank Savings/Current Account holder. Can I enrol myself for Privilege Banking Programme?

Yes, you can upgrade yourself to the Programme by filling up the Upgrade Form

Can I enrol myself for Privilege Banking Programme if I am not an existing ICICI Bank Savings/Current Account holder

Yes, you can enrol for the Programme. You have to open either a Programme linked Savings Account or Current Account.

Can I extend Privilege Programme benefits to my family members?

Yes, you can extend the benefits of Privilege Banking Programme to your family members by filling up the Grouping Form.

How many family members can be linked under Privilege Banking Programme?

You can link up to 10 family members under the Programme.

Can I group my Current Account under Privilege Banking Programme?

Yes, Current Accounts can be linked under the Programme. Two or more Current Accounts can also be grouped in case of no savings account

What privileges can I enjoy under Privilege Banking Programme?

You can avail privileges like Premium Card benefits, Family Banking benefit and special pricing benefits across investments, insurance, entertainment and much more.

I own a business. Are any exclusive features available for me under Privilege Banking Programme?

As a businessperson, you can enjoy various benefits like Grouping of Business Accounts, Auto-transfer of funds between Personal and Business Account, Single Sign-in feature for Retail Banking and Corporate Banking and many more.