at March 31, 2020
| Schedule | At 31.03.2020 |
At 31.03.2019 |
|
| CAPITAL AND LIABILITIES | |||
| Capital | 1 | 12,947,649 | 12,894,598 |
| Employees stock options outstanding | 34,858 | 46,755 | |
| Reserves and surplus | 2 | 1,152,061,563 | 1,070,739,063 |
| Deposits | 3 | 7,709,689,946 | 6,529,196,711 |
| Borrowings | 4 | 1,628,967,599 | 1,653,199,742 |
| Other liabilities and provisions | 5 | 479,949,877 | 378,514,609 |
| TOTAL CAPITAL AND LIABILITIES | 10,983,651,492 | 9,644,591,478 | |
| ASSETS | |||
| Cash and balances with Reserve Bank of India | 6 | 352,839,592 | 378,580,118 |
| Balances with banks and money at call and short notice | 7 | 838,717,797 | 424,382,742 |
| Investments | 8 | 2,495,314,805 | 2,077,326,800 |
| Advances | 9 | 6,452,899,697 | 5,866,465,827 |
| Fixed assets | 10 | 84,102,853 | 79,314,287 |
| Other assets | 11 | 759,776,748 | 818,521,704 |
| TOTAL ASSETS | 10,983,651,492 | 9,644,591,478 | |
| Contingent liabilities | 12 | 25,238,257,975 | 19,220,382,868 |
| Bills for collection | 482,162,417 | 493,919,862 | |
| Significant accounting policies and notes to accounts | 17 & 18 |
The Schedules referred to above form an integral part of the Unconsolidated Balance Sheet.
As per our Report of even date.
For Walker Chandiok & Co LLP
Chartered Accountants
ICAI Firm Registration no.:
001076N/N500013
Sudhir N. Pillai
Partner
Membership no.: 105782
Mumbai
May 9, 2020
For and on behalf of the Board of Directors
Girish Chandra Chaturvedi
Chairman
DIN-00110996
Vishakha Mulye
Executive Director
DIN-00203578
Rakesh Jha
Group Chief Financial Officer
Uday M. Chitale
Director
DIN-00043268
Anup Bagchi
Executive Director
DIN-00105962
Ranganath Athreya
Company Secretary
Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
Sandeep Batra
President
Ajay Mittal
Chief Accountant