at March 31, 2020
| Schedule | At 31.03.2020 |
At 31.03.2019 |
|
| CAPITAL AND LIABILITIES | |||
| Capital | 1 | 12,947,649 | 12,894,598 |
| Employees stock options outstanding | 34,858 | 46,755 | |
| Reserves and surplus | 2 | 1,216,618,065 | 1,129,592,715 |
| Minority interest | 2A | 67,947,696 | 65,805,358 |
| Deposits | 3 | 8,007,844,610 | 6,813,169,361 |
| Borrowings | 4 | 2,138,517,821 | 2,103,241,208 |
| Liabilities on policies in force | 1,454,862,509 | 1,523,787,542 | |
| Other liabilities and provisions | 5 | 874,149,115 | 739,401,370 |
| TOTAL CAPITAL AND LIABILITIES | 13,772,922,323 | 12,387,938,907 | |
| ASSETS | |||
| Cash and balances with Reserve Bank of India | 6 | 353,119,341 | 380,662,784 |
| Balances with banks and money at call and short notice | 7 | 925,409,876 | 493,246,169 |
| Investments | 8 | 4,434,726,298 | 3,982,007,553 |
| Advances | 9 | 7,062,461,122 | 6,469,616,813 |
| Fixed assets | 10 | 104,086,576 | 96,604,227 |
| Other assets | 11 | 893,119,110 | 965,801,361 |
| TOTAL ASSETS | 13,772,922,323 | 12,387,938,907 | |
| Contingent liabilities | 12 | 30,030,535,324 | 26,120,719,378 |
| Bills for collection | 484,012,620 | 495,791,861 | |
| Significant accounting policies and notes to accounts | 17 & 18 |
The Schedules referred to above form an integral part of the Consolidated Balance Sheet.
As per our Report of even date.
For Walker Chandiok & Co LLP
Chartered Accountants
ICAI Firm Registration no.:
001076N/N500013
Sudhir N. Pillai
Partner
Membership no.:105782
Mumbai
May 9, 2020
For and on behalf of the Board of Directors
Girish Chandra Chaturvedi
Chairman
DIN-00110996
Vishakha Mulye
Executive Director
DIN-00203578
Rakesh Jha
Group Chief Financial Officer
Uday M. Chitale
Director
DIN-00043268
Anup Bagchi
Executive Director
DIN-00105962
Ranganath Athreya
Company Secretary
Sandeep Bakhshi
Managing Director & CEO
DIN-00109206
Sandeep Batra
President
Ajay Mittal
Chief Accountant