Dial *99*44# (NUUP- National Unified USSD Payments)

Dial *99*44# from your mobile phone* and you will get a secure and interactive menu on your mobile screen. You can access your bank account and transfer funds using IMPS through this menu. It's that simple.

*99*44# is a safe and convenient way to stay connected to your account

  • Your account details are safe through our in-built USSD encryption* “No store, just forward” facility
  • Quick and secure transmission of information over GSM networks through session-based service
  • Can be accessed only on the mobile number that you have registered with ICICI Bank Mobile Banking
  • Your account number is partially masked while you access *99*44#

For the list of banks and telecoms in NUUP, click here.

You can access the following services through *99*44#

How it works?


  1. Dials*99*44# from your mobile phone.
  2. Mobile Banking Menu will be displayed on the phone screen.

Balance Enquiry


Enter 1 for Balance Enquiry

Mini Statement


Enter 2 for Last 3 Transactions

IMPS Fund Transfer MMID


Enter 3 for IMPS Fund Transfer

  • Enter 10 digit Mobile number(space) 7 digit MMID of the Beneficiary
  • Enter the amount (space) remarks, which is optional
  • Enter MPIN to approve the transaction

IMPS - Fund Transfer A/c No.


Enter 4 for IMPS Fund Transfer

  • Enter account number and 11 digit IFSC of the Beneficiary
  • Enter the amount (space) remarks, which is optional
  • Enter MPIN to approve the transaction

Generate Instant MPIN