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Taken a Home Loan or a Personal Loan, but still need more funds?

Top-Up Loans can help meet:

  • Personal expenses, like health emergency or your child’s education

  • Business expenses, like paying bills or buying inventories

  • Expenses for home repair and renovation.

Benefits of a Top-Up Loan:

  • Attractive interest rates

  • Longer tenure

  • Easy eligibility and approval

  • Tax benefits, if used for home repairs or extension.

Eligibility for a Top-Up Loan

You are eligible, if you have an existing loan:

  • Home Loan

  • Personal Loan

  • Auto Loan.

You should have taken the loan at least one year back.

An EMI track record is important:

  • You have paid EMIs, in a timely way

  • There are no missed or overdue EMIs.