Applying For A Home Loan? Make Sure You Have These Documents Ready!

Updated: Feb 12, 2022, 15:56 ISTShare:

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Home loan disbursement will need certain documents like papers of the property (sales deed, NOC and possession certificate) disbursement papers, details of the co-applicant and any other as mentioned in the sanction letter. You will have to submit the following documents during the loan application process.

• Basic documents like identity and address proof

• Latest salary slip, Form 16, and bank account statement for last 3 months for salaried individuals.

• Business PAN, GST registration certificate and profit and loss statement audited by a CA for self-employed individuals.

You can either submit hard copies or upload soft copies. Make sure that the documents have not expired.

Documents needed for Home Loan Applicable

1. 1. KYC Documents (For all applicants)

   
   

   • Identity Proof

   • Address Proof

2. 2. Income Documents ( For financial applicants)

   
   

   For salaried individuals

   
   

   • Latest Salary Slip

   • Form 16

   • Bank account statement of last 3 months

   For self-employed individuals

   
   

   • Business PAN

   • GST registration certification

   • Profit and Loss statement audited by a CA

   • Bank statement

3. 3. List of Property documents

   
   

   • NOC from housing society/builder

   • Sales agreement or allotment letter

   • Occupancy certificates (for ready to move in houses)

   • Sales Deed

   • Khata certificate