Don’t have an ICICI Bank Current Account? That’s okay.
Avail the best-in-class business banking solutions even without having an ICICI Bank Current Account. Log in as a ‘Guest User’ and avail multiple offers to kick-start your business growth journey.


Manage your Current Account
Stay 24x7 updated on your business transactions.
- View your Account balance & Bank Statements
- Manage your FD, online
- Track deliverables
- Manage approvals.
- Open a Current Account instantly with Video KYC
Start instant collections with Eazypay
Customer payments were never simpler.
- Instant Overdraft basis your POS swipes
- Instant settlement & voice alerts for all UPI/QR transactions
- Payment collections through an SMS link
- Tap on phone to accept card payments
- Earn Reward Points on every collection
- Point of Sale (POS) for Merchants


Grow your business with Instant Overdrafts & Business Loans
Hassle-free access to loans.
- Loan offers for instant OD
- Secured Working Capital Loans
- Overdraft on an ICICI Bank Fixed Deposit
- Loan application tracker
Manage all your payments & collections
Enabling seamless payments & collections.
- Collect single invoice via link/QR
- Easy reconciliation with ERP integration
- Maker-checker facility for easy workflow
- Virtual Account collection


Carry out Export-Import transactions with ease
Round-the-clock Export-Import Banking.
- Settle Inward Remittances & initiate Outward Remittances
- Instantly convert EEFC Account balances into INR
- Regularise Bill of Entry
- Apply for Bank Guarantees
- Initiate Export Bill Regularisation
- Activate Trade Online – a comprehensive digital portal for all your trade transactions
- Trade Emerge – explore value-added services
Manage your daily banking needs in just a few clicks
Enjoy instant payments on the go
- Express pay for up to Rs 20,000 instantly
- Pay bills, FASTag recharges & travel bookings using UPI/QR
- Cash withdrawal with delivery at your premise
- Share payment receipt on WhatsApp
- Funds Transfer.
- Pay to Mobile Contacts with UPI


Never miss a tax payment deadline
Pay tax online in a few simple steps
- Make GST payment
- View & download tax challan/s
MANAGE BANKING SERVICES AT YOUR CONVENIENCE
Avail services anytime, anywhere.
- Order and manage cheque payments
- Apply for and manage debit card
- Update your address and nominee details


Banking +
Manage & grow your business: Special discounts & offers on our Partner Platforms to help you scale up your business.
- Finance and Accounting: Zoho Books, Ledgers
- Tax: IndiaFilings
- Online Marketplace: GlobalLinker, Vanghee
- Digital Transformation: Sherlock
- Office Management: Airtel, Microsoft
- HRMS: greytHR
- eTenders: Tata Nexarc.
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Security is our priority
Two-factor i-safe authentication
Role-based access: Maker/Approver

End-to-end 256-bit encryption
3 simple steps to start
Using InstaBIZ app
Download the InstaBIZ app
Activate the InstaBIZ app
Authenticate
& Log in

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App Downloads
4.6/5
Ratings
24K+
Reviews
InstaBIZ is a business banking mobile app that provides all services under one roof to help customers with their business requirements. They can apply for an Overdraft, make payments, order a chequebook and do a lot more with the app anytime, anywhere. This app is now available for all ICICI Bank and non-ICICI Bank customers.
Steps to use the InstaBIZ app:
For existing ICICI Bank Current Account customers:
- Download the app
- Set up login credentials
- Authenticate using the OTP sent to your registered mobile number.
For non-ICICI Bank customers:
Download the app and register as a ‘Guest User’.
Existing ICICI Bank Current Account customers can make payments using InstaBIZ through multiple modes:
NEFT, RTGS and IMPS:
Go to ‘Fund Transfer’ > ‘Register a Beneficiary’ > ‘Authenticate’ > Enter amount > ‘Proceed’.
UPI option available on the InstaBIZ dashboard or by using quick fund transfer (for payments up to Rs 20,000 per day):
Go to ‘Fund Transfer’ > Enter ‘Payee details’ > ‘Authenticate’ > ‘Proceed’.
Customers can use the InstaBIZ app for:
- Payments
- Trade services
- Merchant collections
- Debit Card transactions
- Cheque related services
- Cash management services and much more.
Download the app now and start experiencing the all-in-one business banking app.
No. ICICI Bank does not charge a fee for using the InstaBIZ app. Your telecom operator may charge a fee for data usage (internet browsing) or for the SMS service on your mobile device.
A ‘Guest User’ can avail the following services on the InstaBIZ app:
Link any bank account to start transacting
Access Merchant Services
Instant merchant onboarding for POS/ UPI/ QR
Instant Overdraft
Open a Current Account instantly
Trade Emerge platform for all export-import transactions.
Yes, the InstaBIZ app is completely secure with end-to-end encryption and single/ dual authorisation using grid value and OTP, ensuring that all transactions are protected.
Yes, role-based access allows log in as either a ‘Maker’ or a ‘Checker’. A ‘Maker’ can raise an approval request and a ‘Checker’ can approve the request using the InstaBIZ app.