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Personal Loan on Credit Card is a service through which ICICI Bank provides Loan to select ICICI Bank Credit Card customers based on their spends, transaction pattern and payment history.
FEATURES
Attractive Interest rates between 14.99% - 15.99%
Flexible tenure of up to 60 months
Minimum Documentation
Personal Loan Amount of up to Rs 20 Lakh
14,300+ ATMs all over India
No guarantor or Post-Dated Cheques required
You should have:
- A good payment history & transaction pattern
- A good track record with us with respect to you Credit Card spends
Decision depending on the internal policies of the bank.
To Apply:
- Login to your Internet Banking Account or iMobile and apply in Credit Card section
- Call our customer care
- To apply give a missed call on 08045936070
- Loan amount would be credited to your ICICI Bank Savings Account
- For customers who do not have an ICICI Bank Savings Account, funds would be transferred via NEFT or Demand Draft would be issued to the customer. For NEFT, customer needs to send the scanned copy of cancelled cheque/ Bank Statement clearly mentioning the IFSC code to cashin@icicibank.com
Fund transfer to the customer's account usually takes 3-4 working days. In case a customer opts for a demand draft request, it takes up to 7 working days to receive the draft.
Not Sure About Which Credit Card ?
Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.
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Popular FAQ
There is no cap on the number of times the limit can be changed
If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Never leave your dreams hanging!
Get a Personal Loan now with minimum documentation.
