Working Capital Finance: Loans for your day to day business needs
Innovative financing designed to fuel your business
Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, we at ICICI Bank have designed a package of loans to best suit their business requirements.
Term Loans: Invest in your business
Fund your expansion and asset purchases
Avail ICICI Bank’s Term Loans to make long term capital investments, whether in plant and machinery or commercial assets.
GST Business Loan: Loan based on GST returns for working capital requirement.
Avail Overdraft facility against property up to ₹ 20.0 mn on the basis of Goods and Services Tax (GST) returns, with no financials requirement.
InstaOD Plus: Avail in 3 quick steps
Protect your business from exigencies
Avail overdraft facility with minimal documentation basis banking transaction with no financial requirement
Get loans to match your specific needs. Our tailor made loans for SMEs let you choose the option most convenient and suitable for your business.
Loans for New Entities
The initial period is most difficult for a new business startup. Get working capital, cash credit facility and other loans from ICICI Bank after just a year of operations
Collateral Free Loans
Get cash credit and term loan through a government backed CGTMSE loan up to Rs. 2 crore
Loans without Financials
Business loans based on past transaction history
Finance for Importers & Exporters
Get Export Finance, Letter of Credit, Bank Guarantees and foreign currency loans to support your business.
Insta-Secured Overdraft Facility
Insta-Secured Overdraft Facility is an Online lending platform to cater your working capital requirements by providing secured overdraft facility.