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Schedule of Charges

Interest Rates, Charges, Fees and Commission

Nature of Charges Details

Processing Fees

Up to 2% (plus applicable taxes) of the facility amount

Interest Rate

For secured facilities: Up to Repo Rate +6.0 %(Non PSL)
For facilities backed by CGTMSE: Up to Repo Rate + 7.10%

The interest rate for each loan is determined based on the assessment of business, financials, loan amount and tenure.

Stamp Duty and other statutory charges

As per applicable laws of the state

Commission on Letters of Credit and Bank Guarantee

Up to 2% p.a. commission shall be charged on pro-rata basis based on the tenure and the amount of non-fund based facility being availed

Commitment Charges

Commitment charges to be charged as per the terms and condition mentioned in the sanction letter

Foreclosure Charges

Foreclosure charges to be charged as per the terms and condition mentioned in the sanction letter